Retail Credit Risk

hace 3 semanas

Azcapotzalco, México HSBC A tiempo completo
Job Description

If you’re looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you’ll be.

We are currently seeking an experienced professional to join our team in the role of

Retail Credit Risk (LAM) & Control Oversight Manager (US)

Role purpose:

Retail Credit Risk (LAM) & Control Oversight Manager (US) act as a risk Lead into the delivery of strategic plans for business/functional unit and be tasked with turning strategic plans into operational objectives. Proactively identify key retail credit processing risks and common issues in the regional portfolios and perform independent ‘review and challenge’ as part of risk stewardship to ensure appropriate solutions are being deployed in a timely manner to manage the risks appropriately. Identify key opportunities to strengthen risk management, size benefits, and engage stakeholders to prioritise and sponsor projects to realise opportunities to minimise processing risks.

Main activities:

  • Retail Credit Risk (LAM) & Control Oversight Manager (US) will hold most or all of these responsibilities:
  • Provide visable, strong and clear leadership in implementing the Risk Management Enhancement Framework initiaitves to strengthen the Retail Credit Risk (RCR) management control environment.
  • Dispatch the Regional Risk Stewardship responsibilities for RCR Risk/Controls and credit practices across HSBC LAM & US’s retail banking operations.
  • Drive increased RCR Risk Steward engagement in Region/Market, to demonstrate proactive oversight, review and challenge of the RCR processing control environment and Financial Risk Entity Level Control, including establishing regular touchpoints with Market Risk Stewards.
  • Provide specialized guidance and support for Risk and Control Trigger Event reviews and ensure alignment to the refreshed Risk Taxonomy Control Library for RCR processing Risks.
  • HSBC Group control framework including both Entity Level Controls (ELC) and and Non-Financial Risk Controls are critical to ensuring the Bank systemically and methodically mitigates Inherent Risk in the provision of Retail Lending Products.
  • The Bank’s Global Principles, Risk Management Framework and Non-Financial Risk and Control Frameworks follow 5 key steps to ensure we grow our business safely, deliver fair outcomes for customers, and maintain orderly and transparent operation of financial markets. The role involves supporting Risk Stewardship of these 5 steps within RCR: i) Define and Enable, ii) Identify & Assess, iii) Manage, iv) Aggregate & Report and v) Govern for Retail Credit Risk Processes and Financial Risk (Retail Credit Risk) ELC.
  • Demonstrates strong knowledge of the people, processes and systems invoved in the management of Retail Credit Risk activities through the credit lifecycle.
  • Prior experience working in a Retail Credit Risk Management role or equivalent Risk and Control role within a Business.
  • Critical problem solving skills, able to balance structured solutions versus pragmatism as appropriate to business needs.
  • Strong prioritisation skills and be able to perform multi-tasks under pressure, to meet challenging deadlines, whilst retaining a keen eye for detail.
  • Ability to clearly articulate the Bank’s Global Principles, Risk Management Framework and Non-Financial Risk Frameworks and be able to demonstrate how these are embedded in the management of Retail Credit Risk.
  • Excellent written and verbal communication skills, able to negotiate and work effectively with senior business leaders across geographies, with Group and other functions, in particular First Line of Defense and control owners.
  • Implements significant strategic interventions at pace to significantly improve processing risk mitigation of portfolios.
  • Evaluates and critically challenges market credit risk management decisions and practices within the control environment.
  • Responsible for standardizing regional approach, methodologies and assessment across markets and upskill the markets where needed.

Requirements

  • Established expertise in managing retail portfolios with preferential experience in managing credit risk, underwriting and/or collections operations.
  • Broad knowledge of operational risk, credit risk and regulatory environment.
  • Strong conceptual skills (e.g. business models, organizational design).
  • Strong Communication and interpersonal skills
  • Excellent negotiation and influencing skills
  • English written and verbal communication skills

You’ll achieve more when you join HSBC

At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

***Issued by HSBC Electronic Data Processing (México) Private LTD***

  • Retail Credit Risk

    hace 1 mes

    Azcapotzalco, Ciudad de México myGwork - LGBTQ+ Business Community A tiempo completo

    This inclusive employer is a member of myGwork – the largest global platform for the LGBTQ+ business community. Job DescriptionOpening date 17-May-2024 Closing date 01-Jun-2024 Job descriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently...

  • Retail Credit Risk

    hace 3 semanas

    Azcapotzalco, Ciudad de México myGwork - LGBTQ+ Business Community A tiempo completo

    This inclusive employer is a member of myGwork – the largest global platform for the LGBTQ+ business community. Job DescriptionOpening date 17-May-2024 Closing date 01-Jun-2024 Job descriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently...

  • Retail Credit Risk

    hace 3 semanas

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job DescriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofRetail Credit Risk (LAM) & Control Oversight Manager (US)Role purpose:Retail Credit Risk (LAM) & Control Oversight...

  • Retail Credit Risk

    hace 4 días

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job DescriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofRetail Credit Risk (LAM) & Control Oversight Manager (US)Role purpose:Retail Credit Risk (LAM) & Control Oversight...

  • Retail Credit Risk

    hace 3 semanas

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job DescriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofRetail Credit Risk (LAM) & Control Oversight Manager (US)Role purpose:Retail Credit Risk (LAM) & Control Oversight...

  • Retail Credit Risk

    hace 1 mes

    Azcapotzalco, México myGwork - LGBTQ+ Business Community A tiempo completo

    This inclusive employer is a member of myGwork – the largest global platform for the LGBTQ+ business community. Job DescriptionOpening date 17-May-2024 Closing date 01-Jun-2024 Job descriptionIf you're looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you'll be.We are currently...

  • Retail Credit Risk

    hace 1 mes

    Azcapotzalco, México HSBC A tiempo completo

    If you’re looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of Retail Credit Risk (LAM) & Control Oversight Manager (US) Role purpose: Retail Credit Risk (LAM) & Control...

  • Retail Credit Risk

    hace 4 semanas

    Azcapotzalco, México HSBC A tiempo completo

    Job DescriptionIf you’re looking for a career where you can make a real impression, join our Global Service Center (GSC)- HSBC and discover how valued you’ll be.We are currently seeking an experienced professional to join our team in the role ofRetail Credit Risk (LAM) & Control Oversight Manager (US)Role purpose:Retail Credit Risk (LAM) & Control...

  • Analyst - Retail Credit Model Review

    hace 4 días

    Azcapotzalco, México HSBC A tiempo completo

    -Job description Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join our Global Service Center HSBC and discover how valued you’ll be. - We are currently seeking an experienced professional to join our team in the role of **Analyst, Retail Credit Model Review** **Role purpose**: Model...

  • Analyst - Retail Credit Model Review

    hace 4 días

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job descriptionSome careers have more impact than others. If you're looking for a career where you can make a real impression, join our Global Service Center HSBC and discover how valued you'll be. We are currently seeking an experienced professional to join our team in the role ofAnalyst, Retail Credit Model ReviewRole purpose:Model Risk Management (MRM),...

  • Manager - Credit Risk Review

    hace 4 semanas

    Azcapotzalco, México HSBC A tiempo completo

    -Job description If you’re looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of **Manager - Credit Risk Review** **Role purpose**: Lead credit review activities by conducting offsite...

  • Manager - Credit Risk Review

    hace 24 horas

    Azcapotzalco, México HSBC A tiempo completo

    -Job description If you’re looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of **Manager - Credit Risk Review** **Role purpose**: Lead credit review activities by conducting offsite...

  • Manager - Credit Risk Review

    hace 3 días

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job descriptionIf you're looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofManager - Credit Risk ReviewRole purpose:Lead credit review activities by conducting offsite credit reviews of...

  • Vicepresident Credit Risk Review

    hace 6 días

    Azcapotzalco, México HSBC A tiempo completo

    If you’re looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of **VicePresident Credit Risk Review** **Main activities**: Lead and conduct remote credit reviews of individual sites in...

  • Vp Credit Risk Management

    hace 1 mes

    Azcapotzalco, México HSBC A tiempo completo

    If you’re looking for a career where you can make a real impression, join GSC HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of **VP Credit Risk Management** **Role purpose**: - Manage credit risk and provide decisioning across various industry sectors within Wholesale...

  • Vice President

    hace 1 mes

    Azcapotzalco, México HSBC A tiempo completo

    If you’re looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of    Vice President - Credit Risk Review Role purpose: Lead credit review activities by conducting offsite credit...

  • Vp Credit Risk Management

    hace 3 días

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    If you're looking for a career where you can make a real impression, join GSC HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofVP Credit Risk ManagementRole purpose: Manage credit risk and provide decisioning across various industry sectors within Wholesale Banking, exercising...

  • Risk Reporting Analyst

    hace 4 días

    Azcapotzalco, México HSBC A tiempo completo

    -Job description If you’re looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you’ll be. We are currently seeking an experienced professional to join our team in the role of **Risk Reporting Analyst** *** **Role purpose**: Wholesale Credit Risk (WCR) department within HBUS...

  • Assitant Vicepresident Credit Risk

    hace 2 semanas

    Azcapotzalco, México HSBC A tiempo completo

    -Job description If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organizations in the world, with operations in 64 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to...

  • Risk Reporting Analyst

    hace 4 días

    Azcapotzalco, Ciudad de México HSBC A tiempo completo

    Job descriptionIf you're looking for a career where you can make a real impression, join our Global Service Center - HSBC and discover how valued you'll be.We are currently seeking an experienced professional to join our team in the role ofRisk Reporting Analyst***Role purpose:Wholesale Credit Risk (WCR) department within HBUS measures and monitors global...