Credit Risk Analyst
hace 2 semanas
Quantum Lending Solutions redefines small business lending with our diverse and adaptable financial solutions. We are a dedicated lending partner focused on empowering small businesses to achieve their growth objectives. We are committed to fueling the growth of enterprises and small‑to‑medium businesses (SMBs) with our tailor‑made financial services. Recognizing that each business has unique financial needs and growth trajectories, we offer a range of customized solutions. From agile microloans for quick capital injections to expansive term loans for long‑term strategies, our diverse portfolio ensures that whether you are scaling up or solidifying your market position, we have the right financial tools to support your journey. Job Summary As a Credit Risk Analyst you will play a crucial role in making prudent lending decisions on behalf of Quantum. Your primary responsibility will be to review and assess the creditworthiness of business loan applicants. This involves analyzing credit reports, financial documents, and bank statements to ensure that loans are issued to qualified and financially stable businesses. Your expertise in underwriting will contribute to the growth and stability of the lending portfolio. This role is based in Mexico City, and operates in a hybrid work environment with a combination of office‑based (2 days) and remote work (3 days). Key Responsibilities Conduct in‑depth reviews of commercial and consumer credit bureaus to evaluate the credit history, credit scores, and payment behaviors of loan applicants. Scrutinize cash flow statements, business financials, and other financial documents to assess the financial health of prospective borrowers. Review bank statements to verify consistency of cash flow, business transactions, and financial stability. Assess the overall risk associated with each loan application and make recommendations accordingly. Collaborate with senior underwriters and loan officers to structure loans that meet the specific needs of borrowers while adhering to lending guidelines. Ensure all underwriting activities comply with applicable laws, regulations, and industry standards. Effectively communicate with loan officers, customers, and bank partners. Maintain accurate and organized records of all underwriting activities. Stay current with industry trends, best practices, and emerging risk factors. Contribute to the constant improvement of underwriting processes and guidelines. Qualifications Excellent English & Spanish (please apply with an English resume). Bachelor’s degree in finance, accounting, or a related field. Minimum of 2 years of experience in underwriting, preferably in business loans. Strong knowledge of commercial and consumer credit analysis. Familiarity with loan origination systems and underwriting software. Proficiency in interpreting financial statements, cash flow analysis, and credit reports. Excellent attention to detail and analytical skills. Good communication and interpersonal skills. Strong problem‑solving abilities and the capacity to make sound lending decisions. Adherence to ethical and regulatory standards in lending practices. We Offer Law benefits, performance bonus, remote (WFH) 3 days; in‑office 2 days. Employment Type Full‑time Job Function Finance Seniority Level Associate #J-18808-Ljbffr
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Senior Global Credit Risk Analyst
hace 4 semanas
Xico, México Citigroup Inc. A tiempo completoA global financial services company seeks a Senior Credit Risk Analyst in Veracruz, Mexico. In this role, you will conduct credit reviews, assess the financial strength of large corporate clients, and manage the company's credit risk portfolio. Ideal candidates will have 3-5 years of experience in credit risk management, a BA/BSc in Finance or Accounting,...
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Senior Global Credit Risk Analyst
hace 4 semanas
Xico, México Citigroup Inc. A tiempo completoA global financial services company seeks a Senior Credit Risk Analyst in Veracruz, Mexico. In this role, you will conduct credit reviews, assess the financial strength of large corporate clients, and manage the company's credit risk portfolio. Ideal candidates will have 3-5 years of experience in credit risk management, a BA/BSc in Finance or Accounting,...
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Senior Credit Risk Analyst
hace 4 semanas
Xico, México Citigroup Inc. A tiempo completoThe Senior Credit Risk Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. A Senior Credit...
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Senior Credit Risk Analyst
hace 4 semanas
Xico, México Citigroup Inc. A tiempo completoThe Senior Credit Risk Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. A Senior Credit...
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Senior Credit Risk Analyst
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Xico, México Citigroup Inc. A tiempo completoThe Senior Credit Risk Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. A Senior Credit...
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Credit Risk Senior Analyst
hace 2 semanas
Xico, México Citi A tiempo completoOverview Descripción del trabajo The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients...
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Credit Risk Senior Analyst
hace 2 semanas
Xico, México Citi A tiempo completoOverview Descripción del trabajo The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients...
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Credit Risk Senior Analyst
hace 2 semanas
Xico, México Citi A tiempo completoOverview Descripción del trabajo The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients...
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Senior Credit Risk Analyst
hace 4 semanas
Xico, México Coface A tiempo completoA global trade solutions company is looking for a Financial Analyst for its Commercial Underwriting team in Mexico. The ideal candidate will conduct financial analyses, approve credit limits, and help foster client relationships. A Bachelor's degree in Business Administration or a related field and strong communication skills are essential. Experience in the...
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Senior Credit Risk Analyst
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Xico, México Coface A tiempo completoA global trade solutions company is looking for a Financial Analyst for its Commercial Underwriting team in Mexico. The ideal candidate will conduct financial analyses, approve credit limits, and help foster client relationships. A Bachelor's degree in Business Administration or a related field and strong communication skills are essential. Experience in the...
