Empleos actuales relacionados con Manager-Risk Management - Xico - American Express Company

  • Strategic Risk

    hace 4 semanas


    Xico, México Efmcm Element Fleet Management Corporation Mexico A tiempo completo

    A leading fleet management company is seeking a Risk Manager to implement strategies that align risk management with business objectives. The ideal candidate must possess extensive experience in risk management, strong leadership skills, and a background in finance or business. Excellent communication abilities are also required. This position offers a...

  • Chief Risk Officer

    hace 4 semanas


    Xico, México Efmcm Element Fleet Management Corporation Mexico A tiempo completo

    A leading fleet management company in Mexico City is seeking a Risk Manager to implement strategies that align risk management with business objectives.This role requires extensive experience in risk management and strong leadership skills.The ideal candidate has a background in finance or business and excellent communication abilities.This position offers a...

  • Chief Risk Officer

    hace 4 semanas


    Xico, México Efmcm Element Fleet Management Corporation Mexico A tiempo completo

    A leading fleet management company in Mexico City is seeking a Risk Manager to implement strategies that align risk management with business objectives.This role requires extensive experience in risk management and strong leadership skills.The ideal candidate has a background in finance or business and excellent communication abilities.This position offers a...

  • Chief Risk Officer

    hace 4 semanas


    Xico, México Efmcm Element Fleet Management Corporation Mexico A tiempo completo

    A leading fleet management company in Mexico City is seeking a Risk Manager to implement strategies that align risk management with business objectives. This role requires extensive experience in risk management and strong leadership skills. The ideal candidate has a background in finance or business and excellent communication abilities. This position...

  • Senior IT Security

    hace 4 semanas


    Xico, México Alcon A tiempo completo

    A global healthcare company is seeking a Manager for IT Security Assessment and Risk Management. The role involves conducting evaluations of security controls, coordinating audits, and consulting with stakeholders on risk management. Candidates should have over 5 years of experience in business information security, strong analytical skills, and be business...


  • Xico, México Alcon A tiempo completo

    Manager, IT Security Assessment and Risk Management Location: Mexico City (Hybrid) At Alcon, we are driven by the meaningful work we do to help people see brilliantly. We innovate boldly, champion progress, and act with speed as the global leader in eye care. Here, you'll be recognized for your commitment and contributions and see your career like never...


  • Xico, México Alcon A tiempo completo

    Manager, IT Security Assessment and Risk Management Location: Mexico City (Hybrid) At Alcon, we are driven by the meaningful work we do to help people see brilliantly. We innovate boldly, champion progress, and act with speed as the global leader in eye care. Here, you'll be recognized for your commitment and contributions and see your career like never...


  • Xico, México Aramco A tiempo completo

    Descripción del trabajo Aramco energizes the world economy. Aramco occupies a special position in the global energy industry. We are one of the world's largest producers of hydrocarbon energy and chemicals, with among the lowest upstream carbon intensities of any major producer. With our significant investment in technology and infrastructure, we strive to...


  • Xico, México Integrated Management Services México S.A. De C.V A tiempo completo

    Responsibilities Credit portfolio and risk analysis (Retail Lending and Credit Cards business lines), recommending corrective actions. Credit risk review, risk assessment reports. Develop risk policy rules and methodology for their implementation. Participate in anti-fraud process foundation. Implement risk policy in decision engine via visual interface...


  • Xico, México Integrated Management Services México S.A. De C.V A tiempo completo

    Responsibilities Credit portfolio and risk analysis (Retail Lending and Credit Cards business lines), recommending corrective actions. Credit risk review, risk assessment reports. Develop risk policy rules and methodology for their implementation. Participate in anti-fraud process foundation. Implement risk policy in decision engine via visual interface...

Manager-Risk Management

hace 1 mes


Xico, México American Express Company A tiempo completo

You Lead the Way.We've Got Your Back.At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways.Whether we're supporting our customers' financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly redefining what's possible — and we're proud to back each other every step of the way.When you join #TeamAmex, you become part of a diverse community of over 60,000 colleagues, all with a common goal to deliver an exceptional customer experience every day.Overview of The DepartmentCommercial Rating and Underwriting (CRU) sits within the Credit & Fraud Risk division and forms the institutional credit risk management function within American Express.The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally.Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity.CRU is led from Salt Lake City with regional teams in New York, London, Singapore and Sydney.In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also calculates the loss given default of these obligors while underwriting card programs.As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by the bank's primarily regulatory, the Federal Reserve.Managers in Commercial Rating & Underwriting are responsible for rating and underwriting credit exposures in their assigned region, industry, and business line.Fundamental analysis incorporates a thorough review of business, financial, industry and country risk coupled with support from internal and external rating model outputs.Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures.CRU managers interact with various constituents across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role.Desired SkillsExpertise as a credit and underwriting decision maker dealing with commercial exposures ranging from small business or middle-market to large, multinational institutionsThorough understanding of fundamental financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honour its credit obligationsComfort with GAAP / IFRS accounting standards, corporate valuation, and forecastingKnowledge of how probability of default and loss given default determine economic capitalExperience in determining appropriate credit capacity, structuring of facilities, and risk mitigation techniquesFamiliarity with quantitative credit models (such as Moody's RiskCalc, CreditEdge, etc) and knowledge of how to interpret the outputs, and when deviation from the model has appropriate defenseComfort with public agency ratings and supporting analysisUnderstanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycleExperience preparing company-specific and industry-wide credit memorandumsExcellent judgment in making sound rating and underwriting decisions to maximize profitability and mitigate riskFamiliarity with banking regulations, particularly those imposed by Basel Committee on Banking SupervisionFamiliarity with Bank Based UnderwritingFamiliarity with global markets, particularly in LatAm and South America marketsMultilingual with a focus in Spanish & English capabilityMonths in Their Actual PositionFor level 25 to 30 : 12 months.For level 30 to 35 : 18 months.For level 40 to 45 : 24 months.QualificationsMinimum 4 years experience rating and / or underwriting at a leading financial institution or rating agencyBachelor's degree from a top tier university with high GPA and a degree (or substantial coursework) in finance, accounting, economics, or statisticsGraduate degree with a finance or business emphasis, or Chartered Financial Analyst (CFA) designation, is a plus #J-18808-Ljbffr