Credit Risk Analyst

hace 2 semanas


Tláhuac, Ciudad de México Citi A tiempo completo
A Credit Risk Analyst is expected to have a basic understanding of credit risk, leveraging off an academic background Finance, Accounting,
or Business Administration. They should need close supervision from their respective Credit Risk Team Lead, but take each interaction
opportunity to further learn about credit risk, industry fundamentals, effective writing and communication.


This role has responsibility for the portfolio of GSG Relationships and the role reports directly to the GSG Credit Risk Team Lead.


Key Responsibilities:
Assess the credit and financial strength of Citi's counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to IRAU Team Leads, ICG Risk and BCMA partners

Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

Support ICG Risk Analysis Voice of the Employee (VOE) initiatives
Travel (less than 10%)

Risk & Credit Underwriting:
Fundamental analytical skills, including an understanding of key financial components (liquidity position,
leverage profile) with the ability to identify root causes and trends and anticipate horizon issues
Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation

Displays basic industry research capabilities, including risk and key drivers
Basic understanding of Credit Policy and procedures; proactively refers to resources as needed
Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly

Leadership:
Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more
Embraces the need for change and appreciates its benefits with natural curiosity
Demonstrates professionalism by being reliable, actively contributing in meetings, asking questions and challenging ideas

Competencies:
Interpersonal skills, with the ability to build relationships
Organizational skills with ability and willingness to work under pressure and manages time and priorities
effectively

Strong written and verbal communication skills, with the ability to communicate clearly and concisely to
audiences of varying levels of seniority

Technical:
Microsoft Office (Word, Excel, and PowerPoint) skills
Knowledge of Financial Modeling Concepts
Advance English

Qualifications:
Can be studying (graduate dez 2024) or any related experience.

-
Job Family Group:

Risk Management

-
Job Family:

Credit Decisions

-
Time Type:

Full time

  • Citi is an equal opportunity and affirmative action employer.


Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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EEO is the Law" poster. View the
EEO is the Law Supplement.

View the
EEO Policy Statement.

View the **Pay Transparency Posting

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