Credit Review Analyst Iii

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.Join our dynamic team and make your mark on the payments technology landscape of tomorrow.**Purpose**:Complete assigned financials review up to $ 250,000 approval limit, handle requests to updateinformation/parameters on existing accounts in a timely manner.**Essential Responsibilitie**:- Complete scheduled periodic reviews of an assigned portfolio with a focus on medium and high-risk portfolio merchants and ensure that no reviews are past due.- Provide credit decision on matters related to existing merchant relationships in conformity with the Canadian and World-Wide Credit Policies and within $ 250,000 approval limit.- Complete follow-up credit reviews of recently boarded merchants referred by Credit Underwriting.- Re-adjudicate merchants due to ownership, legal name, bank account, signing officers or other changes for all direct and ESA merchants.- Re-adjudicate accounts referred by the Risk Analysis team for violation of approved risk parameters (i.e. processing volume, average transaction size, high ticket, and card-not-present) as well as by the Risk Investigation and Fraud teams on other identified issues.- Evaluate and make sound recommendations to Senior Credit Review Analysts and Team Lead on accounts exceeding individual approval authority.- Complete timely reviews triggered by merchants' requests to consider the release of held collateral, removal of guarantees, delayed funding or other risk-mitigating conditions.- Review merchants' requests to re-open accounts, increase of approved high transaction limits, MCC code and business model changes.- Complete ad-hoc reviews of portfolio merchants (e.g. furniture, travel, airline, marijuana etc.).- Maintain and update merchant credit files with all relevant documentation and correspondence (e.g. financials, contracts, credit approvals, write-ups etc.).- Place merchants on reserve and release held funds within approval limits.- Provide approvals to Masterfile regarding changes resulting from business combinations (corporate acquisitions, divestitures, amalgamations).- Provide effective assistance with the management of the Canadian Credit Review, Canadian Risk Credit Review and Canadian Name Change mailboxes by ensuring all requests are handled within established SLAs to prevent escalations or merchant attrition.Assist the Senior Credit Review Analysts and Team Lead with the handling of urgent issues.- Prepare formal letters regarding requests for financials, NDAs, cross-guarantee and other required documentation.- Ensure the Credit Review team's productivity goals and objectives are met consistently.- Provide a high level of customer service to internal and external clients via articulate and effective communication.- Perform other duties as assigned.**Required Qualifications**:- Bachelor's degree in Finance or Accounting with high proficiency in interpreting financial data- Minimum 1 year of relevant experience recommended in a financial or accounting role.- Ability to follow all company policies and procedures as well as internal departmental procedures to ensure consistency- Ability to work in a team-driven environment, yet be able to work independently to complete daily tasks- Strong interpersonal and customer relations skills- Strong knowledge of credit analysis procedures and techniques- Ability to complete assigned tasks within established deadlines and with limited supervision- Proficiency in Microsoft Excel and Word- Ability to investigate and assess issues to make certain the correct solution is implemented- Excellent communications and writing skills to communicate financial information to high-level managers- Willingness to take ownership for own work to continuously improve performance- Ability to prioritize work and set own performance objectives- Ability to communicate with all levels within the organization to meet daily performance expectations- Must be detail-oriented, with excellent planning and organizational skills to provide accurate, fact-based analysis- English - Ability to communicate clearly in English (Writing/Speaking).**Preferred Qualifications**:- French, preferred but not a must