Credit Risk Specialist

**Responsibilities**:- Contributes to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit, Market, Operational or other Risk Portfolios.Reporting can cover a variety of areas including but not limited to: portfolio concentrations, limit exceptions, stress testing, loss reserves or high-risk exposures.Roles- Assists in Credit Bureau Reporting initiatives.- Participates in preparing regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers- Engages with teams across Management Reporting to understand current reporting deliverables.- Conducts process reviews to ensure reporting processes are efficient and lean.- Understands larger themes across the firm in order to drive standardized views across reporting.- Recognizes what the end-state should be, but execute smaller steps in order to materialize results quickly.- Works with technology to ensure system enhancements are aligned with the needs of Management Reporting.- Supports Management with preparation of materials tracking automation progress.- Trains new team members in standard methodologies and tools.**Qualifications**:- 2-5 years relevant experience**Education**:- Bachelor's/University degree or equivalent experience**Key **Responsibilities**:- Support the analysis of the current Charge Off process (As IS) and contribute to define the TO BE process.- Build the data base with historical charge off information at contractual level by product.- Execute and validate the new data quality across the Charge off process- Execute Risk monitoring reports regarding Charge off, recoveries, reserves, stress losses and economic capital information- Identified any necessary fix to operational areas to align systems with policy.- Support reconciliation exercise between risk and finance figures- Support any strategic automate solution regarding Charge off, recoveries, reserves, stress losses and economic capital information and ensure complete, correct, and timely reporting.- Execute reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit:, portfolio concentrations, limit exceptions, stress testing, losses and reserves Charge off and recoveries- Support quantitative risk management processes designed to meet Citi's execution of the Federal Reserve's mandatory stress test known as the Comprehensive Capital Analysis and Review ("CCAR").- Support automation project regarding Charge off, recoveries, reserves, stress losses and economic capital information- Supports Business As Usual ("BAU") Charge off, recoveries, reserves, stress losses and economic capital reporting.- Identifies potential process improvements and capabilities to increase the consistency, transparency, and reliability of Charge off, recoveries, reserves, stress losses and economic capital information.- ** Desirable credit Risk Skills and Experience**- 2+ years of relevant experience desirable in Bank of financial sector (desirable 1+ in credit risk).- Additional technical skills: desirable SAS knowledge.- Strong Coding Skills SQL or Phyton- quantitative and qualitative skills to identify key items for inclusion in reporting.Ability to analyze and summarize content and ensure consistent messaging.- High proficiency across the MS Office suite, particularly Excel (advanced), Word and PowerPoint.- Desirable experience in using mainstream Business Intelligence tools (for example: MicroStrategy, power bi, Tableau).- ** Skills**:- Demonstrates strong ethics and integrity.- Self-started / motivator with high work ethic- basic verbal, listening & written communication skills.(Spanish / English)**Educational Requirements**- Bachelor's Degree, Actuary, Mathematician, Physics, Economist, Engineer in Systems, Operations Research or other quantitative discipline.- **Job Family Group**:Risk Management- **Job Family**:Risk Reporting- **Time Type**:- Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster.View the **EEO is the Law Supplement**.View the **EEO Policy Statement**.View the **Pay Transparency Posting