Analista Sénior De Cartera De Crédito

The Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.**Responsibilities**:- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management**Qualifications**:- 5-8 years of relevant experience- Knowledge of commercial risk analytics- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency- Proven ability to remain organized in a fast-paced environment, managing multiple projects- Proven interpersonal, organizational and analytic skills**Education**:- Bachelor's degree/University degree or equivalent experienceC12 - Forecast Manager for Retail Portfolios (**for Cards Portfolio**)**Responsibilities**:- Utilize Statistical Analysis System (SAS) to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management- Perform the analysis of all the components of several models under stress macroeconomic environment, in order to design and implement adjustments to models and get a comprehensive understanding of the forecast.- Development and implementation of the quarterly forecast process of statistic models in order to project the losses of consumer portfolios under stable macroeconomic environments MYF, BOP, BHC Base and Outlook exercises.- Find high impact opportunities for process optimization and tracking of existing models.- Manage reports and presentation of the results to the Global Senior Management Office and Local and International regulators.- Coordinate vendor resources in order to comply all CCAR requirements on time.- Proactively coordinate different areas Business, Finance, Risk Analytics, Collections, Model Developers and Global teams- Coordinate data quality of the base and stress models and provide follow-up to remediation in case of data issues.**Qualifications**:- 4-6 years of relevant experience- Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency- Proven ability to remain organized in a fast-paced environment, managing multiple projects- Proven interpersonal, organizational and analytic skills- Knowledge in consumer portfolios- Proven ability to work with Global teams.**Job requirements**:- Bachelor degree in Actuary, Mathematics or disciplines related.- Minimum 4 - 6 years of experience in Consumer Credit Risk Management, Risk, Finances, Statistics or areas related- Intermediate SAS, Visual Basic, Data Mining- Advanced English- Advanced Excel- **Job Family Group**:Risk Management- **Job Family**:Credit & Portfolio Risk Management- **Time Type**:Full time- Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster.View the **EEO is the Law Supplement**.View the **EEO Policy Statement**.View the **Pay Transparency Posting