Underwriting Analyst

About UnlimitUnlimit is the global fintech powerhouse behind the world’s largest proprietary payments infrastructure.Founded in 2009, Unlimit operates across 17 global offices with 700+ experts, seamlessly integrating 1,000+ payment methods into a single platform. From London to São Paulo, we empower businesses to scale across borders with a unified suite of financial tools — including payment processing, alternative payment methods, multicurrency business accounts, card issuing, banking-as-a-service, and crypto on- and off-ramps.Our mission is to break down financial barriers and enable seamless money movement across borders. We give forward-thinking businesses the tools to accept, send, and manage payments effortlessly, wherever they operate.About the roleUnderwriting analyst will review and complete underwriting and credit analysis of applications by applying sound underwriting judgment and adhering to company policy. In this role, you will be responsible for reviewing potential and existing merchants from a risk, regulatory, and compliance perspective.Part of this role is also to facilitate the Company’s growth by scaling internal processes and focusing on continuous optimization and automation.Duties and responsibilitiesEnsure adherence to Company and Card Schemes rules and policiesAdhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiencyPerform underwriting and risk assessment (including but not limited to credit risks) of new and existing customersPerform calculation of the financial risk exposure and the relevant risk mitigation measuresSetup processes, monitor and execute checks related to merchants on-boarding and monitoringEvaluate existing procedures to refine and optimize merchant on-boarding and monitoring processProvide advice and support to internal stakeholders with regards to new and existing merchants questions around merchant on-boardingProvide support for periodical reviews and auditsContinuous process improvement and sharing best practiceSkills and experienceAt least 3 years of experience in acquiring and merchants underwritingUnderstanding of AML, KYC, PCI, and Internal ControlsKnowledge of Card Schemes rules and regulations in relation to merchants' onboarding and monitoringSolid practical knowledge of credit risk assessmentExtremely detail-oriented, organized, and have the ability to multitaskAble to work in an independent way, while at the same time being a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamworkTake initiative, ownership and committed to challenging the status quoSelf-starter who enjoys a fast-paced environmentExcellent written and verbal communicationEnglish fluency requiredAnalytical skills to identify and assess potential fraud and compliance issuesDemonstrated skills in risk assessment. The ability to escalate when appropriate.We offerAttractive monthly salary paid in line with experienceVacation, sick, and paid holidaysFull-time: 5/2 (Saturday and Sunday days off)A modern office-based workplace with all necessary equipment located in Mexico CityA team of top international professionals to learn fromMulticultural working environmentPlease submit CVs in English.Join Unlimit Team nowUnlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief. #J-18808-Ljbffr