Aml Ops Analyst

About NubankNubank was founded in São Paulo, by Colombian David Vélez, and cofounded by Brazilian Cristina Junqueira and American Edward Wible.The company aims to free people from a bureaucratic, slow and inefficient financial system, redefining people's relationships with money across Latin America.With operations in Brazil, Mexico, and Colombia, Nubank is today one of the largest digital banking platforms and technology-leading companies in the world, with offices in São Paulo (Brazil), Mexico City (Mexico), Buenos Aires (Argentina), Bogotá (Colombia), Durham (United States), and Berlin (Germany).Role OverviewAs a Regulatory Solutions Analyst for AML Ops, you will support the sustainable growth of Nubank by meeting regulatory demands of AML operations, ensuring the highest level of quality for customer data and due diligence, and protecting the company against criminal activities.Analyze AML alerts, financial transactions, accounts, and data to identify suspicious activities and provide recommendations (e.G., report to UIF, cancellation).Prepare investigation files to be escalated to the AML Forum (Comité de Comunicación y Control).Conduct thorough investigations to detect risky customers and apply appropriate due-diligence measures.Provide advice on sanctions and other screening processes such as KYC.Collaborate with cross-functional areas (legal, compliance, risk management) to minimize money-laundering risks.Support the discard operation in binding lists and apply FIU typologies.Contribute to the implementation of the regulatory framework to support Nu Mexico's growth plan.Stay current with AML/FT laws, regulations, and industry standards.Report money-laundering or terrorist financing activity to relevant authorities (SHCP, CNBV, UIF, etc.).QualificationsDetail-oriented, diligent, organized, and enjoys operational activities.Excellent reporting skills, particularly for regulatory reporting.Proactive, autonomous, and able to own operational routines and improve processes.Can meet deadlines and adapt flexibly to changing conditions.Effective oral and written communication in Spanish and/or English.Strong sense of integrity and responsibility handling sensitive information.Can translate numbers into complex strategies and action plans.Bachelor's Degree in Law, Administration, Finance, Economics, or related fields (preferred).CNBV certification or strong experience in AML regulations (plus).Previous experience monitoring transactional AML alerts for banking products (Credit Card, Savings, Remittances, Investments, etc.) and/or in compliance areas related to AML.Knowledge of sanctions and KYC processes related to AML.Experience sending suspicious activity reports (SAR, ROI).Autonomy to make decisions that impact customers and Nu based on AML policies.Knowledge of Excel, Sheets, Looker, SQL, Python.Knowledge of banking & Sofipo regulation, CNBV regulation, freezing, unfreezing, and money transfer.Curiosity, willingness to learn, and a passion for creating a just and ethical society.BenefitsHealth and life insurance.Food card.17 days of paid vacation with 25% vacation bonus.Holiday Bonus (Aguinaldo) of 30 days of pay per year.NuCare – mental health and wellness assistance program.NuLanguage – language learning program.Extended maternity and paternity leaves.Equity at Nubank.Additional InformationInterviewing and onboarding are currently done virtually due to COVID-19.Employees will work from home until it is safe to return to the office.A fixed cadence of office visits to the Business Unit's base location will be required when eligible.Employment contracts are based on the city of the employee's hire.More details can be shared during your hiring process.#J-*****-Ljbffr