Senior Mobile Engineer

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world‑class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world‑class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY We’re looking for an experienced and passionate Senior iOS Engineer to join our Live Pay team at EarnIn. In this role, you’ll help shape the customer experience by building and refining our flagship iOS app—the primary way users interact with our platform. We value engineers who are curious, quality‑driven, and eager to experiment. You’ll help build groundbreaking, industry‑leading products that redefine how people access and manage their money. You should have experience developing and maintaining mobile products at scale, along with the architectural mindset to design solutions that can evolve as our product grows. This position will ideally be hybrid from our Mexico City office as part of our expanding site, though a remote arrangement is possible. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our headquarters in Mountain View. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO Build, ship, and maintain iOS product features that improve the customer experience and define our user journey. Architect and refine mobile infrastructure to enable scalability and support the rapid development of new products. Collaborate closely with backend engineers to design robust APIs that facilitate seamless communication between mobile devices and servers. Partner with Product and UX specialists to deliver new and unique designs. Lead and advocate for engineering best practices to maintain high code quality and system reliability. Drive projects proactively, offering strategic direction and problem‑solving to navigate uncertainty. Mentor the mobile engineering team, elevating skills and optimizing processes for efficiency. Design and execute unit and UI automation tests to ensure new features integrate smoothly without disrupting existing functionalities. Analyze feature effectiveness using advanced analytics to drive data‑informed improvements. WHAT WE'RE LOOKING FOR Bachelor’s degree (or higher) in Computer Science, related field, or equivalent practical experience. 4+ years of professional mobile development experience, with a strong focus on iOS. Expert in Swift and modern iOS paradigms (Swift Concurrency, Combine, SwiftUI). Proven experience building and shipping high‑quality consumer apps at scale. Experience (or deep curiosity) in using AI/LLMs to supercharge development. Solid grasp of iOS architectures (MVVM, MVP, VIPER, etc.). Familiar with end‑to‑end engineering practices: code reviews, CI/CD, automated testing, and monitoring. Exposure to Android development is a plus. At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E‑Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third‑party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #J-18808-Ljbffr