Credit Portfolio Intmd Analyst
hace 2 meses
The Credit Portfolio Intermediate Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
**Responsibilities**:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Develop risk management framework and processes for funds
- Advise businesses and clients on transaction structures and negotiate credit terms
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
**Qualifications**:
- 2-5 years of relevant experience
- Experience in financial analysis, accounting and valuation
- Consistently demonstrate clear and concise written and verbal communication
**Education**:
- Bachelor's degree/University degree or equivalent experience
- Perform the analysis of all the components of several models under stress macroeconomic environment, in order to design and implement adjustments to models and get a comprehensive understanding of the forecast.
- Monitor and design enhancements to forecast models under baseline scenarios, developed by Mexico CCAR team
- Development and implementation of the quarterly forecast process of statistic models in order to project the losses of consumer portfolios under stable macroeconomic environments for MYF, BOP, BHC Base and Outlook exercises.
- Design, implement and monitor internal reports in order to track the accuracy and effectiveness of the base and stress models aligned with the quarterly process under the global requirements (OPAs)
- Find high impact opportunities for process optimization and tracking of existing models.
- Manage reports and presentation of the results to the Global Senior Management Office and Local and International regulators.
- Coordinate data quality of the base and stress models and provide follow-up to remediation in case of data issues.
- 1-2 years of experience in Consumer Credit Risk Management (CRM), Risk, Finances, Statistics or areas related preferred
- 1-2 years of experience in Financial Institutions highly preferred.
- Advanced English
- Software: Excel, Visual Basic, SAS.
**Skills**:
- High analytical and MIS capabilities
- Possess a comprehensive understanding of macroeconomic variables, financial and statistical concepts and economic behavior (high technical level)
- Ability to work under stress and pressure, in a continuous changing environment
- Ability and experience in motivating and coordinating personnel, commitment to team work.
- Excellent verbal & written English communication skills.
- Develops and find solutions to the challenges faced
- Identify and propose corrective actions and business opportunities
- Stress Management and proven results driven
- Programming and database management skills
- Ability to comply in time with multiple projects working in parallel.
- Proactive and self-learning**Job Family Group**:
Risk Management
- **Job Family**:
Credit & Portfolio Risk Management
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.
View the **EEO Policy Statement**.
View the **Pay Transparency Posting
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