Risk Analyst
hace 6 meses
About Baubap
We are a fast-growing, Mexican fintech startup with the mission to become the bridge to people's financial freedom through technology. We are providing microloans to people in financial need through a fast and efficient process, always treating them with the respect and dignity they deserve. Our long-term vision is be the most inclusive digital bank in LATAM with more than 2.5 million clients.
**About your role**
As a Risk Analyst, your mission is to identify, assess, and mitigate financial risks that could impact our company. You will play a crucial role in ensuring the financial health of our organization by developing risk management strategies and policies, analyzing macro economic data, and studying user payment habits to recommend credit policies and detect early signs of portfolio deterioration.
**Outcomes**
- Develop and evolve credit policies and risk protocols.
- Conduct detailed risk assessments and present findings.
- Monitor and analyze macro economic trends to identify potential risks to our portfolio.
- Implement early warnings of portfolio deterioration.
- Assess potential regulatory and compliance risk.
**Day to day**
- Conduct regular risk assessments and audits.
- Analyze both transactional and macro economic data to identify potential risks.
- Develop risk management strategies and policies.
- Prepare and present risk reports.
**Requirements**:
**What you bring to the team**
- Academic degree(s) in Risk Management,Finance, Economics, or Actuary.
- Proven experience as a Risk Analyst or similar role.
- Strong knowledge of risk assessment methodologies.
- Excellent analytical skills and critical thinking.
- Proficiency in spreadsheet manipulation
- Intermediate level coding skills for analytical purposes such as Python/R
**Nice to have**:
- Experience to use SQL
- Experience in the fintech industry.
**Your skills**
- _Clear and transparent communication._ You are able to able to express your thoughts clearly, concisely and to the point. You can openly discuss any blockers you have, and constructively point out areas for improvement.
- _Relentlessly resourceful at execution and problem solving._ You make things happen, no matter what. You are disciplined, organized and systematically follow through on your work. Instead of getting stuck thinking "well, this doesn't work", you look for creative / innovative / outside-of-the-box solutions to fix the issue and move on.
- _Sense of urgency._ You operate with a constant sense of urgency (as if there was a large, hungry wolf chasing you), constantly looking for ways to move ahead and push everything around you to get to your desired outcome in the most efficient and productive way. You don’t wait around and make things happen.
- _Flexibility / adaptability / resilience._ You **can maintain your composure and focus despite the constantly changing environment, and adequately adapt to new conditions. You can swiftly change the course of action when needed, and you don't get easily demotivated.
- _Being self-driven /committed_. You require very little guidance and intervention from your leader to move ahead. You can correctly read what the situation requires, and take the necessary action accordingly. If your leader were to disappear, you can still move ahead and make relevant things happen. You act because you want to, and not because someone else is telling you that you should.
- _Strategic thinking / seeing the bigger picture._ You can see further than just your immediate "doorstep". You can correctly assess the deeper implications of certain decisions that might materialise in the future, and take decisions accordingly. You often use data or previous research to inform your recommendations and decisions.
- _Critical / analytical thinking._ You can correctly analyse the root causes of a problem, without getting side-tracked by irrelevant, minor details. You can come to the right conclusion and propose a clear, logical plan of action. You don't stay on the surface of things.
- _Helping others succeed / strong stakeholder focus._ While tackling the responsibilities on your plate, you are constantly thinking "How will this impact the other party? Am I doing the absolute best I can to offer excellent support / service? What more could I do to help the other side achieve their goal or grow? Am I optimising for myself, or for the common good?
**Benefits**
**What we can offer you**
- Being part of a multinational, highly driven team of professionals.
- Flexible and remote working environment.
- High level of ownership and independence.
- 20 vacation days / year + 75% holiday bonus.
- 1 month (proportional) of Christmas bonus.
- "Vales de despensa" - 3,112 MXN / month.
- Health & Life insurance.
- Home office set-up budget.
- Unlimited budget for Kindle books.
- Baubap Free Loan.
- Competitive salary.
-
Cybersecurity Risk Analyst
hace 2 semanas
Ciudad de México, Ciudad de México HSBC A tiempo completo{"title": "Cybersecurity Risk Analyst Job Description", "content": "Job SummaryHSBC is seeking an experienced Cybersecurity Risk Analyst to join our team in the role of Cybersecurity Risk Analyst. As a Cybersecurity Risk Analyst, you will be responsible for analyzing and executing activities around Cybersecurity processes, controls, standards, and regulatory...
-
Senior Credit Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoThe Credit Risk Senior Analyst plays a key role in assessing and managing credit risk for the bank's clients. This involves analyzing financial trends, indicators, and other client data to identify potential risks and opportunities.The ideal candidate will have a strong understanding of credit analysis and spreading software, as well as experience in...
-
Operational Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México AMEX A tiempo completoUnlock Your Potential with American ExpressAt American Express, we're committed to empowering our colleagues to succeed in their careers and personal lives. As an Operational Risk Analyst, you'll play a critical role in ensuring the integrity of our operations and protecting our customers' interests.About the RoleWe're seeking a highly motivated and...
-
Senior Risk Analyst
hace 2 semanas
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoThe Credit Risk Senior Analyst position at Banamex is a key role in the Risk Management team. This professional handles complex problems independently and has the latitude to solve intricate issues.This role requires an in-depth understanding of industry standards and practices, as well as a solid grasp of how the team integrates with others to achieve the...
-
Senior Risk Analyst
hace 2 semanas
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoRisk Management OverviewThe Senior Risk Analyst is responsible for developing, enhancing, and validating methods of measuring and analyzing risk, including market, credit, and operational risk. This role involves collaborating with the Global Modeling team to develop new scoring models and maintaining and updating the inventory of models under development....
-
Senior Credit Risk Analyst
hace 4 semanas
Ciudad de México, Ciudad de México Expeditors A tiempo completoJob Title: Senior Credit Risk AnalystAt Expeditors, we are seeking a highly skilled Senior Credit Risk Analyst to join our team. The ideal candidate will have a strong background in finance and credit analysis, with a proven track record of evaluating credit worthiness and managing risk.Key Responsibilities:Conduct thorough financial analysis of public and...
-
Risk Management Analyst
hace 4 semanas
Ciudad de México, Ciudad de México Recurrent Energy A tiempo completo**About Us**Recurrent Energy is a leading global development and power services business, wholly-owned by Canadian Solar Inc. We leverage our in-house energy expertise to develop, own, and operate utility-scale solar and energy storage projects worldwide.**Job Title:** RIM LATAM Analyst**Department:** Risks & Investment Management**Reports to:** Senior...
-
Senior Risk Management Analyst
hace 4 semanas
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Title: Senior Risk Management AnalystThe Credit Risk Senior Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function.Key Responsibilities:Oversees the monthly Loss Forecasting aspects of the group.Liaises with...
-
Operational Risk Sr Lead Analyst
hace 7 días
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Title: Operational Risk Sr Lead AnalystCitigroup Inc. is seeking a seasoned professional to fill the role of Operational Risk Sr Lead Analyst, reporting directly to the Chief Risk Officer. This position plays a critical role in minimizing losses from failed internal processes, inadequate controls, and emerging risks within our organization.As an...
-
Senior Portfolio Risk Analyst
hace 5 días
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoThe Credit Portfolio Intermediate Analyst role is a crucial part of Citi's global portfolio management team, responsible for conducting thorough credit reviews and approvals to mitigate risk. The ideal candidate will possess strong analytical skills and experience in financial analysis, accounting, and valuation.About the RoleConduct comprehensive credit...
-
Credit Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob SummaryThe Credit Risk Intmd Analyst is a developing professional role that requires a strong understanding of credit analysis and risk management principles. This role involves analyzing financial data, identifying potential risks, and making recommendations to mitigate those risks.Key ResponsibilitiesProvide in-depth analysis of a business' financial...
-
Senior Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Title: ICM UnderwritingThe Credit Risk Senior Analyst is a seasoned professional role that requires in-depth disciplinary knowledge and expertise in credit risk management. The ideal candidate will have a strong analytical background and excellent communication skills to effectively collaborate with cross-functional teams.Key Responsibilities:Develop and...
-
Credit Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México dbschenker A tiempo completoJob SummaryWe are seeking a highly skilled Credit Risk Analyst to join our team at DB Schenker. As a Credit Risk Analyst, you will be responsible for reviewing and replying to all credit-related requests in a timely manner, including daily monitoring of all credit-related email communications.Key ResponsibilitiesCommunicate established credit procedures to...
-
Senior Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoThe Credit Risk Senior Analyst is a seasoned professional role at 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex. This position requires a deep understanding of credit risk management and the ability to analyze complex data to inform business decisions.Key Responsibilities:Oversee the monthly Loss Forecasting aspects of the...
-
Credit Portfolio Risk Analyst
hace 1 semana
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoRole SummaryThe Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.Conduct risk assessments, client credit analyses, and prepare financial projections.Prepare green-light and transaction approval memos,...
-
Cybersecurity Risk Analyst
hace 1 mes
Ciudad de México, Ciudad de México HSBC A tiempo completoCybersecurity Risk Analyst Job DescriptionHSBC is seeking a highly skilled Cybersecurity Risk Analyst to join our team in the role of Cybersecurity Risk Analyst. The successful candidate will be responsible for operating as part of a global/local team within the Cybersecurity organization, to analyze and execute activities around Cybersecurity process,...
-
Operational Risk Senior Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Summary:The Operational Risk Senior Analyst is a seasoned professional role responsible for evaluating and mitigating operational risk within the organization. This position requires a deep understanding of operational risk management principles and practices, as well as excellent analytical and communication skills.Key Responsibilities:Evaluate and...
-
Operational Risk Senior Analyst
hace 4 semanas
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Title: Operational Risk Sr AnalystJob Summary: We are seeking a seasoned Operational Risk Sr Analyst to join our team at 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex. This role will be responsible for evaluating moderately complex and variable issues with substantial potential impact, and developing innovative solutions...
-
Cybersecurity Risk Analyst
hace 4 semanas
Ciudad de México, Ciudad de México HSBC A tiempo completoCybersecurity Risk Analyst RoleAt HSBC, we seek a highly skilled Cybersecurity Risk Analyst to join our team and contribute to the bank's security efforts.Key Responsibilities:• Analyze and execute activities around Cybersecurity process, controls, standards, and regulatory requirements.• Ensure adherence to the three lines of defense organizational...
-
Credit Risk Limit Monitoring Senior Analyst
hace 1 mes
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob Title: Credit Risk Limit Monitoring Senior AnalystJob Summary:We are seeking a highly skilled Credit Risk Limit Monitoring Senior Analyst to join our team at 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex. As a key member of our Risk Management department, you will be responsible for monitoring and analyzing credit risk...