Credit Risk Modeling Decision Platform Senior

hace 3 meses


México Zac Clip A tiempo completo

**Who we are?**

**There’s a fintech revolution underway in Mexico, and Clip is leading the way**

Clip is the leading platform for digital payments and financial solutions. We were born with the idea that all businesses in Mexico should have the opportunity to access the latest innovation in financial technology, driven by #ElPoderDeClip.

Being part of Clip will make you proud. You will work in what you are passionate about within a talented community, in a safe space where you can be your best self and where growth means constant learning.

**The Role**

We are looking for a **Senior Manager Credit Risk Modeling Decision Platform** to be part of this amazing fast-growing Fintech. At Clip He/She will be responsible for ensuring that our technology supports robust credit decisioning while providing real-time insights into our portfolio's performance. This role is central to our risk management infrastructure.

**What **will I be doing?**
- Oversee the development, implementation, and optimization of our credit risk decision platform.
- Ensure seamless integration of credit models into the decisioning engine.
- Collaborate with IT and Data teams to implement state-of-the-art MIS systems for portfolio monitoring.
- Lead a team of technical and risk professionals, promoting a culture of excellence and innovation.
- Regularly review and update platform capabilities in response to changing market conditions and company strategies
- Bachelor's Degree such as finance, economics, mathematics, statistics, business, or data science
- 8 years of relevant experience in credit risk management, data analytics, and leadership roles.
- Solid experience in credit risk decision platforms, credit risk engines, and portfolio monitoring.
- Proven track record in managing technical teams in a risk management setting
- Extensive knowledge of credit risk decision platforms, including but not limited to platforms like Experian PowerCurve, FICO, and custom-built decision engines.
- Deep understanding of modern MIS systems, data visualization tools, and reporting platforms such as Tableau or Power BI.
- Familiarity with the technical aspects of integrating models into decision platforms, including API integrations.
- Experience with real-time decisioning and batch processing.
- Proficiency in programming and scripting languages commonly used in risk systems, such as Python, Java, or Scala.
- Knowledge of database management systems, both relational (e.g., SQL) and non-relational (e.g., MongoDB).
- Understanding of data warehousing, ETL processes, and data quality best practices.
- Familiarity with cloud platforms like AWS, Azure, or Google Cloud, especially services related to data storage and processing.

Clip was born with the genuine idea of financial inclusion and this has been our way of living ever since.

In Clip, we are committed to a diverse and inclusive workplace. Clip does not discriminate on any basis of origin, gender identity, sexual orientation, race, disability, age or other legal status. Clip is an equal opportunity employer.

If you are unstoppable, creative and have the skills we need, we want to hear from you

**Consult our privacy notice**

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