Credit Risk Analyst

hace 3 semanas

Xico, México Operadora Paypal De México S. De R.L De C.V. A tiempo completo
Job Title: Credit Underwriter

At Operadora Paypal De México S. De R.L De C.V., we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Summary:

The Credit Underwriter will perform the review of merchants and take risk mitigation measures as per the risk management strategy and framework to mitigate losses. The Credit Underwriter will articulate recommendations and assessment drivers to stakeholders as needed.

Your Key Responsibilities:

  • Communicate and follow up with merchants and validate financial documents.
  • Estimate financial exposures to PayPal from sellers, using reasonable assumptions, and assess the need for and extent of risk mitigation measures.
  • Analyze and interpret financial statements, developing a view of the merchants' financial health and its implications to PayPal's risk and seller relationships.
  • Analyze and interpret merchant & industry business models, credit reports, merchant processing history, internal PayPal data, background investigations, bank, and trade references, etc. developing a view on their impact to PayPal risk and seller relationships.
  • Conduct merchant assessments in view of PayPal Acceptable Uses, Federal and State Regulatory Compliance, Credit Card Compliance and Legal Considerations.
  • Develop a holistic point of view on assessed merchants, proposing appropriate recommendations for mitigating PayPal's risk, and managing seller experience.
  • Clearly articulate the recommendations and assessment drivers to stakeholders as needed (ex: risk management teams, business units, PayPal merchants, etc.). Communicate professionally and effectively with cross-functional stakeholders throughout.
  • Maintain accurate and thorough documentation and audit trails of underwriting assessments, reports, methodologies, etc. in a timely manner.
  • Ensure appropriate escalation to, and follow up with, internal departments and management on issues that may arise.
  • Provide feedback on data, tools, and assessments for continuous improvement, along with on-going development of policies, products, tools, and procedures for process enhancement.

What We're Looking For:

  • Bachelors Degree and/or professional qualification in Finance, Accounting, Business Administration or related fields, (Master's Degree preferred)
  • 2+ year of credit underwriting or credit risk assessment experience
  • Be experienced in financial statement analysis, financial modeling and/or valuation.
  • Be comfortable with complex data and analytics to draw meaningful insights.
  • Be a team player, with strong interpersonal & communication skills, both written and verbal
  • Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, in a fast-paced environment.
  • Be familiar with MS Office, Salesforce, internet research & database tools. SQL is a plus, but not essential.
  • Must be fluent in English (verbal and written) and fluency of any additional languages like Spanish, Portuguese, Japanese, Korean or German would be an added advantage.

Our Benefits:

  • Credit Risk Analyst

    hace 2 semanas

    Xico, México Dupont A tiempo completo

    Job Title: Credit Risk AnalystJob Summary:At DuPont, we are committed to delivering sustainable solutions that drive purpose and value. We are seeking a skilled Credit Risk Analyst to join our team in Latin America. As a Credit Risk Analyst, you will be responsible for administering and coordinating assigned activities related to all aspects of credit...

  • Credit Risk Analyst

    hace 3 semanas

    Xico, México Operadora Paypal De México S. De R.L De C.V. A tiempo completo

    **Job Summary**:We are seeking a skilled Credit Risk Analyst to join our Global Portfolio Management Team. As a Credit Risk Analyst, you will be responsible for reviewing merchant applications and taking risk mitigation measures to ensure the integrity of our financial services.**Key Responsibilities**:Communicate with merchants to validate financial...

  • Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Credit Portfolio Analyst IIThe Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and...

  • Credit Risk Analyst

    hace 2 semanas

    Xico, México Sofi A tiempo completo

    Sofi Credit Risk Analyst Job DescriptionAbout the RoleWe are seeking a skilled Credit Risk Analyst to join our dynamic team at SoFi. As a key contributor, you will play a crucial role in the development and execution of industry best Credit Risk Management practices.Key Responsibilities Provide analytical support for data-driven insight generation to provide...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Xico, México Sofi A tiempo completo

    Job Title: Senior Credit Risk AnalystWe are seeking a highly skilled Senior Credit Risk Analyst to join our team at SoFi. As a key contributor, you will play a crucial role in the development and execution of industry best Credit Risk Management.The ideal candidate will have a strong background in credit risk analytics, with experience in developing and...

  • Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Credit Risk Analyst II Job DescriptionThe Credit Risk Analyst II is a developing professional role that requires a strong understanding of credit risk management principles and practices. This position involves monitoring, assessing, and analyzing data to identify policy gaps and formulate policies that minimize risk.Key Responsibilities:Support global...

  • Credit Risk Analyst

    hace 1 semana

    Xico, México Citi A tiempo completo

    As a Credit Risk Analyst at Citi, you will be responsible for assessing the credit and financial strength of our counterparts by performing fundamental credit analysis using both quantitative and qualitative factors.Key responsibilities include:Completing credit analysis write-up memos and final obligor risk ratings of Citi's counterparties based on...

  • Credit Risk Senior Analyst

    hace 4 semanas

    Xico, México Citi A tiempo completo

    Credit Risk Senior AnalystThe Credit Risk Senior Analyst plays a crucial role in ensuring the financial stability of our clients by analyzing their creditworthiness and identifying potential risks. This position requires a deep understanding of credit analysis, financial modeling, and risk management.Key Responsibilities:Perform in-depth analysis of client...

  • Credit Risk Analyst

    hace 4 semanas

    Xico, México Citi A tiempo completo

    Credit Risk Analyst II Job DescriptionThe Credit Risk Analyst II is a developing professional role that requires a strong understanding of credit analysis, corporate finance, and risk assessment. The ideal candidate will have a bachelor's degree or equivalent experience and be fluent in both English and Spanish.Key Responsibilities:Support global contract...

  • Credit Risk Analyst

    hace 3 semanas

    Xico, México Warner Media, Llc. A tiempo completo

    Job SummaryWe are seeking a highly skilled Credit Risk Analyst to join our team at Warner Bros. Discovery. As a Credit Risk Analyst, you will be responsible for evaluating the creditworthiness of our global customers, analyzing financial statements, and setting credit limits. You will also be responsible for maintaining accurate customer records and...

  • Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Risk Reporting Analyst Job DescriptionThe Risk Reporting Analyst is a key role in our organization, responsible for analyzing and preparing reports on credit, market, operational, and other risk portfolios. This position requires a strong understanding of industry standards and practices, as well as excellent analytical and communication...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Credit Risk Analyst Job DescriptionCiti is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for assessing the credit and financial strength of Citi's counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.Key Responsibilities:Assess the...

  • Senior Credit Risk Analyst

    hace 2 semanas

    Xico, México Citigroup Inc. A tiempo completo

    Credit Portfolio Analyst II Role SummaryThe Credit Portfolio Analyst II is an intermediate-level position within Citigroup Inc. responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Job SummaryCiti is seeking a highly skilled Senior Credit Risk Analyst to join our team. As a key member of our Credit Risk team, you will be responsible for assessing the credit and financial strength of our clients, performing fundamental credit analysis, and providing recommendations on credit risk ratings.Key ResponsibilitiesAssess the credit and...

  • Risk Analyst for Credit Assessment

    hace 1 semana

    Xico, México Citigroup Inc. A tiempo completo

    Credit Risk Analyst Job DescriptionCitigroup Inc. is seeking a highly skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will be responsible for assessing the credit and financial strength of our counterparties by performing fundamental credit analysis using both quantitative and qualitative factors.Key Responsibilities:Assess the...

  • Credit Risk Analyst

    hace 2 semanas

    Xico, México Citi A tiempo completo

    The Credit Portfolio Analyst II role at Citi involves conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective is to manage Citi's portfolio exposure to clients and counterparties globally.**Key Responsibilities:**Conduct risk assessments and...

  • Senior Credit Risk Analyst

    hace 2 semanas

    Xico, México Citigroup Inc. A tiempo completo

    About This RoleCitigroup Inc. is seeking a skilled Credit Risk Senior Analyst to join our team. As a key member of our Credit Risk team, you will be responsible for analyzing and managing credit risk across our portfolio of consumer, healthcare, and retail Mexico relationships.Main ResponsibilitiesAssess the credit and financial strength of our clients by...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    The Credit Risk Senior Analyst role at Citi involves analyzing financial trends and indicators to identify potential risks and opportunities. This position requires a strong understanding of credit analysis and the ability to interpret complex data.**Key Responsibilities:** Perform financial statement analysis to identify potential credit risks Develop and...

  • Senior Credit Risk Analyst

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Job SummaryCiti is seeking a highly skilled Credit Risk Senior Analyst to join our team. As a key member of our Credit Risk team, you will be responsible for assessing the credit and financial strength of our clients, performing fundamental credit analysis, and providing recommendations on credit risk management.Key ResponsibilitiesAssess the credit and...

  • Credit Risk Analyst II

    hace 3 semanas

    Xico, México Citi A tiempo completo

    Credit Risk Analyst II Job DescriptionA Credit Risk Analyst II is responsible for assessing the credit and financial strength of Citi's counterparts by performing fundamental credit analysis using both quantitative and qualitative factors.Key Responsibilities:Assess the credit and financial strength of Citi's counterparts by performing fundamental credit...