Financial Risk Analyst Professional
hace 1 mes
Job Overview
Citi is seeking a Financial Risk Analyst Professional to join our team. As a key member of the Credit Decisions group, you will be responsible for analyzing and evaluating financial data to ensure compliance with Generally Accepted Accounting Principles (GAAP) and Citibank policies.
About the Role
This role involves accurately spreading business and personal financial statements and tax returns in a timely manner. You will work closely with Credit Officers, Credit Analysts, and Relationship Managers to provide insightful analysis and recommendations on loan agreements and covenants.
Responsibilities:
- Spread new, renewal, and interim financial statements and business and individual tax returns according to bank guidelines.
- Provide succinct analysis based on customers, peers, portfolio, and industry trends.
- Perform preliminary analysis of simple to complex credits, including cash flow, debt service coverage, collateral coverage, and guarantor net worth calculations.
- Collaborate with Credit Center Staff and Relationship Managers to identify policy gaps and formulate recommendations.
Qualifications:
- 0-2 years of experience in credit analysis and spreading software within a financial institution.
- Extensive knowledge of GAAP accounting, financial regulations, financial products, and credit analysis.
- Bachelor's/University degree or equivalent experience.
Benefits and Salary Information:
The estimated salary for this position is around $60,000 - $80,000 per annum, depending on location and experience. Citi offers a competitive benefits package, including health insurance, retirement plans, and employee discounts. We are an equal opportunity employer and welcome applicants from diverse backgrounds.
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