Financial Services Credit Analyst

hace 6 días


Xico, México Citibank (Switzerland) Ag A tiempo completo

Are you looking for a challenging role that will help you develop your analytical skills and experience in credit analysis? Citibank (Switzerland) Ag is seeking an experienced Financial Services Credit Analyst to join our team.

About the Role

The successful candidate will be responsible for analyzing financial statements and providing high-quality recommendations to our clients. This includes analyzing cash flow, debt service coverage, collateral coverage, and guarantor net worth.

Key Responsibilities

  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines;
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry;
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff and Relationship Managers;
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring;
  • Complete quality assurance reviews to ensure application packages and analysis are thorough and accurate prior to forwarding for underwriting;
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager;
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis;

Requirements

To be considered for this role, you must have:

  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software;
  • Extensive knowledge of Generally Accepted Accounting Principles (GAAP) accounting, financial regulations, financial products, and credit analysis;
  • A Bachelor's/University degree or equivalent experience;

Salary

The salary range for this role is $60,000 - $90,000 per annum, depending on experience.

Location

This role is based in Switzerland, offering a unique opportunity to work in a dynamic and multicultural environment.



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