Head of Credit and Risk Management

hace 4 semanas


Xico, México Grupago A tiempo completo

About Grupago

We are a pioneering fintech company that specializes in providing affordable credit and financial services to small business owners across Latin America, starting with Mexico.

Our innovative approach focuses on community distribution, group collateral, and AI-driven underwriting, allowing us to reach underserved customers and build robust underwriting data.

We are backed by top venture investors and have a co-founding team with extensive experience in fintech and entrepreneurship.

Job Summary

We are seeking a highly experienced and entrepreneurial Head of Credit and Credit Operations to join our founding team.

This role will involve primary ownership of managing our credit policies to achieve low loss rates and unit profitability, as well as managing credit operations, including credit and fraud screening, collections, and customer service interactions.

Key Responsibilities

  • Continually refine and adjust our credit policies and improve our fraud controls
  • Design and execute initiatives to improve collections
  • Conduct financial analysis and reporting across loan cohorts, track KPIs, and conduct other financial analysis to support the business

Requirements

We are looking for someone with significant demonstrated experience successfully managing a large consumer (or micro-business) credit portfolio and achieving best-in-class loss rates over many years.

The ideal candidate will be entrepreneurial, willing to roll up their sleeves, and interview customers to achieve success.

What We Offer

This role will include a competitive salary, bonus, and equity compensation.



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