Unlock Your Potential as a Senior Corporate Credit Risk Analyst
hace 1 día
Job Summary:
We are seeking a highly skilled Senior Corporate Credit Risk Analyst to join our team at ING Bank. As a key member of our credit risk management department, you will be responsible for maintaining an appropriate risk-reward balance and continuously growing a healthy and profitable credit portfolio.
About the Role:
The successful candidate will perform detailed analysis and review of credit proposals for mid-corporate and corporate clients to ensure they are complete, accurate, consistent, and comply with current risk policies and procedures. You will also identify and assess main risks, appropriate loans structuring, and key policy elements from analysed files, and offer advice to commercial people on risk appetite, credit structures, ING policies, and risk acceptance standards.
Your Key Responsibilities:
- Perform detailed analysis and review of credit proposals for mid-corporate and corporate clients
- Identify and assess main risks, appropriate loans structuring, and key policy elements from analysed files
- Offer advice to commercial people on risk appetite, credit structures, ING policies, and risk acceptance standards
- Monitor the credit risk of assigned portfolios or individual borrowers separately
- Review portfolio analysis reports and prepare or monitor required reports in view of compliance with risk appetite statements, credit risk limits, and applicable policies
What We Offer:
- A competitive salary range of $80,000 - $110,000 per annum, depending on experience
- A fun and collaborative work environment
- Open-concept offices designed for teamwork and relaxation
- Hybrid way of working with flexible working schedule and short week options
- Monthly budget on benefit platform
- Extra annual leave days depending on total length of working experience
- Growth opportunities through upskilling/reskilling programs and learning and development platforms
About Us:
ING Bank is an universal bank with more than 1.8 million customers from three business segments: individuals (retail), SME and Mid-Corporate companies, and Wholesale Banking. We pioneered and challenged the local banking industry in Romania for 30 years, and technology and innovation are at the core of what we do.
Requirements:
- University degree in a relevant field such as finance, business, economics, or accounting
- Min 3-5 years of bank experience, generally in corporate lending or risk management
- Good knowledge of credit risk and financial analysis for corporate or mid-corporate clients
- Fluent in English, verbal and written
- Excellent ability to communicate effectively with different stakeholders
- Customer orientation, persuasiveness, and decision-making
- Analytical thinking, discipline, flexibility, teamwork, and commitment
Location: Ing location not specified
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