Senior Financial Risk Analyst

hace 2 semanas


Ciudad de México, Ciudad de México Clip A tiempo completo

**About Clip**

We are changing the way payments work in Mexico, empowering people to exchange value directly from a mobile device. Our platform enables anyone to accept card payments at any time and anywhere by turning their smartphone or tablet into a card terminal.

**The Opportunity**

We are seeking an experienced Credit Risk Specialist to join our team. As a key member of our credit risk management department, you will be responsible for evaluating the creditworthiness of potential borrowers and ensuring the soundness of credit decisions.

**Responsibilities**

- Develop credit strategies using advanced analytical tools and methodologies, including predictive segmentations, score-based decision matrices, and statistical experiments.

- Monitor and manage the performance of existing loans, tracking repayments and identifying early warning signs of delinquency.

- Prepare regular reports on credit portfolio performance, risk exposure, and key metrics for management and stakeholders.

- Assess the creditworthiness of loan applicants by analyzing financial statements, credit reports, and other relevant information.

- Conduct in-depth risk analysis and recommend appropriate loan terms, interest rates, and credit limits based on the borrower's financial profile and credit history.

- Utilize data analytics tools and techniques to identify trends, patterns, and potential areas of risk within the lending portfolio.

- Collaborate with cross-functional teams to maintain the company's risk portfolio while delivering a seamless and efficient lending experience to customers.

**Requirements**

- Bachelor's degree in Finance, Economics, or a related field (Master's degree preferred)

- 4+ years of experience in Credit Analysis, underwriting, or Risk Assessment in the financial services industry

- Experience in credit and collection management information

- Proficiency in financial statement analysis and credit risk modeling

- Knowledge of Mexican financial regulations and lending practices

- Proficiency in data analysis tools and software

**What We Offer**

- Competitive salary: $80,000 - $120,000 per annum

- A dynamic and inclusive workplace environment

- Opportunities for professional growth and development

- A chance to work with a cutting-edge fintech company


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