Credit Risk Analyst
hace 1 mes
Why choose GM Financial?
Our International Operations team conducts business in Latin America and China, offering a wide range of wholesale and retail automotive financing products to dealers and their customers. The strength of our international business lies in its ability to tailor its products to meet unique dealer needs, consumer preferences, and national requirements in local markets. Our Latin American country operations include Brazil, Chile, Colombia, Mexico, and Peru.
About the role:
The Junior Credit Analyst will be responsible for performing credit analysis on customers' information received through the system and making credit decisions based on our credit policy and established procedures, according to our service level agreements.
What you need:
Bachelor's degree in administration, business, finance, economics, or a similar field.
- Fluency in both English and Spanish.
- At least one year of experience in credit, credit risk, lending services, or a similar field, preferably in banking or financial companies.
- High analytical and problem-solving abilities.
- Ability to work under pressure in a fast-paced environment and perform repetitive tasks.
- Effective oral and written communication skills.
- Ability to present technical information clearly and accurately.
- Proficiency in Microsoft Office tools (Excel, PowerPoint, Word, and Outlook).
What you will be doing:
Performing quality credit analysis based on our guidelines to make credit decisions assertively within our service level agreements. Ensure compliance with consumer credit policies and procedures established by GMF Mexico. Contribute to achieving area objectives, credit area goals, and key performance indicators. Participate in operational improvement projects.
What we offer:
At GM Financial, we value your well-being and offer a competitive salary and benefits package. Some of our global benefits include extended maternity and paternity leaves, personal days, and community investment hours. In Mexico, additional benefits include medical plans, profit sharing, life insurance, savings fund, and pension plan.
Disclaimer: GM Financial is an Equal Opportunity Employer and is committed to diversity and inclusion at every level of our organization. We do not discriminate against any applicant or employee based on race, color, age, gender, marital status, national origin, religion, sexual orientation, gender identity, veteran status, disability, or any other characteristic that undermines human dignity and aims to nullify or impair people's rights and freedoms.
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