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Credit Risk Analyst
hace 2 meses
The Credit Risk Analyst is a developing professional role at Citi, responsible for analyzing financial trends, indicators, and client data to support credit decisions. This role requires a strong understanding of financial analysis, risk management, and credit evaluation.
Key Responsibilities- Perform financial statement analysis and credit risk assessment for new and existing borrowing relationships.
- Manage risk associated with client business financial statements, including spreads, customer accounting systems, and early warning systems.
- Monitor compliance with borrowing base credit facility and ensure satisfactory ratings from internal and external auditors.
- Collaborate with Underwriting Manager to discuss and consider credit decisions.
- Develop and implement strategies to mitigate credit risk and improve financial performance.
- 2-5 years of experience in a financial institution with a focus on credit analysis and spreading software.
- Strong analytical and problem-solving skills, with the ability to interpret complex financial data.
- Excellent communication and diplomacy skills, with the ability to present complex information to stakeholders.
- Bachelor's/University degree or equivalent experience in a relevant field, such as finance, economics, or business.
Citi is an equal opportunity and affirmative action employer. We offer a competitive salary and benefits package, as well as opportunities for professional growth and development.