Strategic Credit Risk Management Leader
hace 1 día
At Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex, we are seeking an exceptional Strategic Credit Risk Management Leader to join our team. This role is responsible for managing multiple teams and overseeing the credit risk management process across all mortgage channels.
Key Responsibilities:- Reporting and Analysis: Provide thorough credit risk management reporting on underwriter performance, identifying trends and areas for improvement.
- Team Management: Lead teams that deliver consistent and sophisticated processes of underwriter review, ensuring precise and adequate sampling of underwriter work.
- Risk Identification: Identify credit risks and processes trends within the body of underwriting work completed each month, calibrating variances with front-end Quality Assurance (QA) and Department of Housing and Urban Development (HUD) requirements.
- Decision Making: Evaluate the process of underwriter performance review to encapsulate all relevant decision making and calculations in the review, providing for competent discourse of rebuttals to variances and quick resolution of risk issues in loan originations.
In this role, you will partner with front-end QA to provide seamless quality checks on all mortgage originations and correspondent fundings, identifying measures and reports on complex underwriting issues at the individual underwriter level and the macro level, across all mortgage channels.
We are looking for a seasoned professional with 15+ years of relevant experience, including senior management experience in a large, high volume underwriting center. You should possess effective people management skills, demonstrate advanced analytical skills, and be able to clearly communicate the impact of complex information on organizational risk.
The successful candidate will have a Bachelor's/University degree, Master's degree preferred, and managerial experience. A Wholesale SCO (Banca de Empresas/Corporativa) credit authority or equivalent from an external bank is highly valued.
Salary and Benefits:Based on industry standards and market rates, we offer an estimated salary range of $120,000 - $180,000 per annum, depending on qualifications and experience. We also provide comprehensive benefits packages, including health insurance, retirement plans, and paid time off.
This is a full-time position, and the ideal candidate will be based in Mexico City. As an equal opportunity employer, we welcome applications from diverse candidates who share our values and commitment to excellence.
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