Senior Portfolio Credit Analyst Position

hace 1 semana


Xico, México Citi A tiempo completo

About Citi

Citi, a leading global bank, is seeking an experienced Senior Portfolio Credit Analyst to join its team. This role plays a critical part in managing the bank's credit portfolio exposure globally.

Job Description:

The Senior Portfolio Credit Analyst will be responsible for conducting thorough credit reviews and providing recommendations to adjust credit policies based on analysis of credit and financial performance. Utilizing statistical scoring, segmentation, regression, and simulation techniques, this individual will provide valuable insights to inform business decisions. The successful candidate will also research customer queries using risk systems and data, support ad-hoc risk policy analyses, and participate in developing, testing, and optimizing credit policies.

Key Responsibilities:

  • Conduct comprehensive credit reviews and provide actionable recommendations to adjust credit policies
  • Analyze credit and financial performance using advanced statistical techniques
  • Develop and maintain accurate risk models and predictive analytics
  • Collaborate with cross-functional teams to implement credit policies and ensure regulatory compliance
  • Present findings and recommendations to senior management to inform business decisions

Requirements:

To succeed in this role, you should have at least 5-8 years of relevant experience in commercial risk analytics, with a proven track record of synthesizing complex data and driving results with urgency. A Bachelor's degree in Actuarial Science, Mathematics, Engineering, Economics, or a related field is required. A Master's degree is desirable. Proficiency in programming languages such as SAS, Python, R, or SQL is essential. Experience in risk management, particularly in consumer credit (credit cards), with expertise in portfolio trend analysis and P&L is highly valued.

What We Offer:

  • A competitive salary range of $120,000 - $180,000 per year, depending on experience
  • A dynamic and supportive work environment
  • Ongoing training and professional development opportunities
  • A comprehensive benefits package, including health insurance, retirement savings plan, and paid time off

EEO Statement:

Citi is an equal opportunity employer and welcomes applications from diverse candidates. We are committed to creating an inclusive workplace where everyone feels valued, respected, and empowered to contribute their best work.



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