Credit Risk Specialist

hace 3 semanas


Ciudad de México, Ciudad de México Stripe A tiempo completo
About Stripe

Stripe is a leading financial infrastructure platform that enables businesses to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we're looking for talented individuals to join our team.

The Role

We're seeking a Credit Risk Associate to join our Credit Operations team. This team plays a critical role in ensuring a healthy financial ecosystem for businesses around the world. As a Credit Risk Associate, you'll work with merchants to evaluate their business models and financial statements, develop a deep understanding of risk across industries, geographies, and operating models, and propose mitigation strategies to enable Stripe to take smart risks for our users.

Responsibilities
  • Conduct credit risk assessments and underwriting for small, medium, and large users
  • Develop a deep understanding of risk across industries, geographies, and operating models
  • Identify differing risks of complex business models and enforce appropriate loss mitigation actions
  • Utilize analytics to optimize strategies across Stripe's portfolio
  • Identify risk factors and trends and report them to the wider risk team
  • Recommend enhancements and process improvements to current systems, policies, and strategies
Requirements
  • Minimum 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting
  • Business level proficiency in written and spoken English
  • Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks
  • Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries
  • Excellent analytical thinking and problem-solving skills
  • Process-oriented mindset and ability to get things done
  • Ability to prioritize and work in a quick-moving environment
  • Humble and proven track record for working well across teams and with external partners
Preferred Qualifications
  • Degree/diploma in Finance or Accounting
  • Experience in payments, e-commerce, or fintech mitigating credit risk
What We Offer

At Stripe, we offer a dynamic and collaborative work environment, opportunities for professional growth and development, and a competitive compensation package. We're committed to diversity, equity, and inclusion, and we're looking for individuals who share our values.

We're an equal opportunities employer and welcome applications from diverse candidates. If you're passionate about finance, risk management, and operations, and you're looking for a challenging and rewarding role, we encourage you to apply.



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