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{"h1": "Credit Manager - Mexico", "p": "At Revolut, we're on a mission to deliver more from your money. Our credit department is a powerhouse of innovation, designing, developing, and launching credit products across the globe. As a Credit Manager, you'll be responsible for crafting credit risk policies, procedures, and strategies for Revolut's retail lending products in Mexico. This is a new feature in our portfolio, and as it grows, you'll manage the validation of the underwriting strategy, leading preventative and reactive actions to the market and product offering.", "ul": [{"li": "Develop account-level valuation frameworks to optimize portfolio-level economic returns using NPV framework."}, {"li": "Make data-driven decisions with a focus on marginal decision-making."}, {"li": "Adjust risk return requirements and manage portfolio returns as new data emerges."}, {"li": "Support annual budget, forecast, and planning processes, from market trend assessment to data gathering and analysis, initiative selection, and plan preparation."}, {"li": "Track, communicate, and draw insights from performance of ongoing initiatives, monitoring credit KPIs intensively."}, {"li": "Identify operational inefficiencies and implement small-scale change within the Credit function."}, {"li": "Ensure approval and good rating of first-line credit risk function from second-line, third-line, and regulators."}], "h2": "What You'll Need", "ul": [{"li": "Proven track record of managing the risk cycle for retail credit products like credit cards and unsecured personal loans."}, {"li": "Bachelor's degree from a top university in a quantitative/analytical field, such as engineering, statistics, physics, math, economics, or management."}, {"li": "Solid understanding of credit policy governance frameworks to work through 2nd/3rd line of defense in a competent manner."}, {"li": "Deliver excellent results that exceed requirements."}, {"li": "Forward-thinking mentality to plan appropriately, meet multiple objectives, and proactively identify/resolve issues."}, {"li": "Expertise in credit and behavioral scoring models, especially for retail credit products."}, {"li": "Ability to explain complex concepts in a clear, simple manner."}, {"li": "Understanding of the value of speed to market and balance between elegant problem-solving and business needs."}], "h3": "Nice to Have", "ul": [{"li": "Excellent working knowledge of SQL, R, Python, and/or other data analysis tools."}, {"li": "Willingness to learn new technology to help the business scale."}], "h4": "Get What You Need to Succeed", "ul": [{"li": "Financial benefits that show we value your work."}, {"li": "Flexibility to work from home, the office, or abroad."}, {"li": "Free Revolut Metal subscription loaded with perks."}, {"li": "Exciting events year-round so you can get to know your team."}]