Senior Credit Analyst

hace 4 semanas


Xico, México Citi A tiempo completo

Overview

As a Senior Credit Analyst at Citi, you will play a critical role in assessing the quality of assigned portfolios, identifying emerging risks, and evaluating the effectiveness of credit risk processes and standards. Your expertise will be essential in promoting leading practices, identifying opportunities for improvement, and ensuring that risk ratings and classifications are accurate and appropriate.

Responsibilities

  • Assess the quality of assigned portfolios, identifying potential risks and opportunities for improvement.
  • Evaluate the effectiveness of credit risk processes and standards, providing recommendations for improvement.
  • Review and assess the appropriateness, completeness, and usage trends of credit risk components within the Risk Appetite framework.
  • Provide autonomous assessments of risk ratings and classifications, ensuring accuracy and appropriateness.
  • Assess business and risk staffing models to ensure adequate resources for assigned entities.
  • Ensure that corrective action plans are appropriate, monitored, and validated, addressing concerns resulting from Fundamental Credit Risk Reviews or Business Monitoring.
  • Ensure that Fundamental Credit Risk documents meet quality and consistency standards.
  • Keep senior management informed of emerging risks and concerns.
  • Develop and implement complex deliverables with significant impact on the area.
  • Provide advice and counsel related to technology and operations of the business.
  • Work independently, making decisions with substantial potential impact.

Qualifications

6-10 years of relevant experience in credit analysis and risk management. Strong analytical skills, with the ability to filter, prioritize, and validate complex material from multiple sources. A Bachelor's/University degree, with a Master's degree preferred.



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