Credit Risk Analyst

hace 5 días


Ciudad de México, Ciudad de México Citi A tiempo completo
Job Summary

The Credit Maintenance Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team.

Key Responsibilities
  1. Data Quality and Accuracy: Review incoming credit requests for completeness and accuracy, and convert to concise, accurately recorded credit facilities.
  2. Credit Approvals and Tracking: Prepare Credit Approvals (CAs), track CA progress during the approval process, and ensure approvals are received in compliance with policy/recorded in database accurately.
  3. Insurance Management: Maintain accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability.
  4. Exposure Monitoring: Monitor end-of-day exposure versus limits while escalating detected exceptions per policy and obtaining facilities to address recurring exceptions.
  5. Portfolio Management: Prepare portfolio and related credit information for internal and external auditors as well as contribute to achieving acceptable audit ratings.
  6. Data Interpretation and Policy Development: Interpret data, make recommendations, identify policy gaps, and assist in formulating policies.
  7. Risk Assessment and Compliance: Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Requirements
  1. Experience: 0-2 years of relevant experience.
  2. Industry Knowledge: Experience in a similar position or area.
  3. Technical Skills: Working knowledge of industry practices and standards.
  4. Computer Skills: Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.
Education
  1. Degree: Bachelor's degree/University degree or equivalent experience.
  2. Language: Advanced English proficiency.
Job Details

Job Family Group: Operations - Services

Job Family: Credit Maintenance

Time Type: Full time


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