Credit Risk Specialist

hace 4 semanas


Xico, México Hsbc A tiempo completo
{"Role": "Assistant Vice President Credit Risk", "Description": "We are seeking an experienced professional to manage a portfolio of criticized/classified or exit loan relationships, including Commercial Real Estate, derivative products, and settlement limits. The successful candidate will reduce criticized, classified and/or non-performing assets to maximize the timely recovery of assets through collection and/or restructure, including rehabilitation and return to the line. Key responsibilities include developing data processes, preparing portfolio statistics, trends, and migration, producing reports on regulatory matters, and assisting in internal/external audit engagements. The ideal candidate will have a graduate degree in accounting/business/finance/economics or equivalent, 5+ years of post-qualification experience in handling small business or commercial credits, and excellent written and verbal English skills.", "Requirements": "- Academics: Graduate degree in accounting/business/finance/economics or equivalent. Qualifications in Finance/CA/ICWA/CS/CAIIB preferred.
- 5+ years of post-qualification experience in handling small business or commercial credits and dealing with customers and government agencies or equivalent (relevant loan workouts and/or commercial lending and/or commercial recovery experience).
- In-depth understanding of accounting, financial analysis, credit products i.e. all fund & non fund based credit products viz. - term loans, OD/CC, LC/BG, bill discounting, factoring, forex loans.
- Good knowledge of International Trade Financing, treasury / derivative products will be preferred.
- Ability to analyze loan documentation including syndicated credit agreements, analyze complex corporate financial statements as well as personal net worth statements.
- Excellent written and verbal English skills.
- Developed data and analytical skills. Must demonstrate experience developing MI solutions through data analysis tools such as Python, R or SAS will be preferable", "Benefits": "At HSBC, we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care"}

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