Credit Risk Management Specialist
hace 5 días
About Us
Clip is a leading FinTech company revolutionizing the way payments work in Mexico. We empower individuals to exchange value directly from their mobile devices, making it easy to accept card payments anywhere, anytime.
The Role
We are seeking a highly skilled Credit Risk Management Specialist to join our team. As a key member of our credit risk management team, you will be responsible for evaluating the creditworthiness of potential borrowers and ensuring the soundness of credit decisions. You will collaborate closely with cross-functional teams to maintain our risk portfolio while delivering a seamless and efficient lending experience to our customers.
Key Responsibilities
- Develop credit strategies, utilizing advanced analytical tools and methodologies, such as predictive segmentations, score-based decision matrices, and statistical experiments.
- Monitor and manage the performance of existing loans, including tracking repayments, identifying early warning signs of delinquency, and taking appropriate action to mitigate risk.
- Prepare regular reports on credit portfolio performance, risk exposure, and key metrics for management and stakeholders.
- Assess the creditworthiness of loan applicants by analyzing financial statements, credit reports, and other relevant information to determine their ability to repay loans.
- Conduct in-depth risk analysis and recommend appropriate loan terms, interest rates, and credit limits based on the borrower's financial profile and credit history.
- Utilize data analytics tools and techniques to identify trends, patterns, and potential areas of risk within the lending portfolio.
- Collaborate with other departments, such as sales, operations, and customer support, to provide insights and recommendations for improving the lending process and customer experience.
- Stay up-to-date with financial regulations and industry standards, ensuring all lending activities are in compliance with local and national regulations.
Requirements
- Bachelor's Degree in Finance, Economics, or a related field (Master's degree preferred).
- 2 or more years of experience in credit analysis, underwriting, or risk assessment in the financial services industry.
- Proficiency in financial statement analysis and credit risk modeling.
- Knowledge of Mexican financial regulations and lending practices.
- Proficiency in data analysis tools and software.
What We Offer
Clip is committed to a diverse and inclusive workplace. We are an equal opportunity employer and do not discriminate under any basis of origin, gender, gender identity, sexual orientation, race, disability, age, or other legal status.
-
Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México Solvento A tiempo completoJob SummarySolvento is seeking a highly skilled Risk Management Specialist to join our team. As a Risk Management Specialist, you will be responsible for ensuring sound lending decisions by conducting thorough credit analyses of small and medium-sized businesses within the logistics industry.Key ResponsibilitiesConduct thorough credit analysis of small and...
-
Credit Portfolio Risk Management Specialist
hace 3 días
Ciudad de México, Ciudad de México Citi A tiempo completoJob Summary:The Credit Portfolio Risk Management Specialist is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and...
-
Credit Portfolio Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completoJob DescriptionThe Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...
-
Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México SoftwareONE Deutschland GmbH A tiempo completoAbout the RoleSoftwareONE Deutschland GmbH is seeking a highly skilled Risk Management Specialist to join our team. As a key member of our finance department, you will be responsible for leading all aspects of risk management and internal controls within the organization.Key ResponsibilitiesRisk Management PracticesDevelop, implement, and continuously...
-
Risk Control Specialist
hace 5 días
Ciudad de México, Ciudad de México Global Payments Technology, S.A. de C.V. A tiempo completoAbout This RoleGlobal Payments Technology, S.A. de C.V. is seeking a highly skilled Risk Control Specialist to join our team. As a Risk Control Specialist, you will play a critical role in developing and implementing internal control frameworks to mitigate risks and ensure the integrity of our business processes.Key ResponsibilitiesDevelop and maintain a...
-
Credit Risk Specialist
hace 5 días
Ciudad de México, Ciudad de México Solventum A tiempo completoJob Description:Credit Risk Management RoleLocation: RemoteSolventum is a leading company that enables better, smarter, safer healthcare to improve lives. As a new company with a long legacy of creating breakthrough solutions for our customers' toughest challenges, we pioneer game-changing innovations at the intersection of health, material and data science...
-
Risk Operations Analyst II
hace 5 días
Ciudad de México, Ciudad de México Citibank A tiempo completoAbout the RoleThe Risk Operations Analyst II - Credit Policy Specialist is a developing professional role at Citibank. This position requires a strong understanding of credit policies and procedures, as well as excellent analytical and problem-solving skills.Key ResponsibilitiesProvide Credit Policy Advice: Offer guidance and support to business teams on...
-
Credit Risk Specialist
hace 5 días
Ciudad de México, Ciudad de México Stripe A tiempo completoAbout StripeStripe is a leading financial infrastructure platform for businesses, providing a range of services to help companies grow their revenue and accelerate new business opportunities.The TeamStripe is launching a new global team, Stripe Delivery Centers, to design, implement, and grow Stripe's operations for the next decade. We are seeking dynamic...
-
Credit Portfolio Risk Management Analyst
hace 5 días
Ciudad de México, Ciudad de México Citibank A tiempo completoAbout the Role:The Credit Portfolio Risk Management Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citibank's portfolio exposure to clients and...
-
Risk Management Leader
hace 5 días
Ciudad de México, Ciudad de México Citi A tiempo completoAbout the Role:Citi's Mexico Retail business is undergoing a significant transformation with the establishment of an independent local bank within Mexico. As part of this initiative, we are seeking a highly experienced Risk Management professional to lead the development and implementation of Retail Risk policies for Banamex.Key Responsibilities:Policy...
-
Senior Credit Risk Manager
hace 5 días
Ciudad de México, Ciudad de México albo A tiempo completoAbout the Role**Credit Risk Leadership**We are seeking a seasoned professional to lead our credit risk operations and drive business growth at albo, a leading fintech company. As our VP of Credit Risk, you will be responsible for overseeing the performance of our credit strategy, managing relationships with debt investors, and developing strategies to...
-
Risk Management Senior Specialist
hace 5 días
Ciudad de México, Ciudad de México Siemens Energy A tiempo completoAbout the RoleLocationMexico Ciudad de Mexico Mexico CityCompanySiemens Energy, S. de deOrganizationGas Services Business UnitServiceLatin AmericaFull / Part timeFull-timeExperience LevelExperienced ProfessionalA Snapshot of Your DayThe candidate on this role will have a very dynamic day supporting the Latin America teams in Gas Services with the...
-
Risk Operations Analyst II
hace 5 días
Ciudad de México, Ciudad de México Citi A tiempo completoAbout the RoleThe Risk Operations Analyst II - Credit Policy Specialist is a developing professional role at Citi, responsible for applying specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. This role requires identifying policy gaps and formulating policies, interpreting data and making recommendations,...
-
Credit Risk Manager
hace 3 días
Ciudad de México, Ciudad de México Eastman A tiempo completoKey ResponsibilitiesJob OverviewManage the collection of past due accounts for assigned US-based customers, ensuring timely resolution and minimizing financial risk.Collaborate with business partners to develop and execute collection strategies for identified past due accounts, leveraging industry best practices and Eastman's credit policies.Evaluate credit...
-
Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México HSBC A tiempo completoJob DescriptionRole PurposeThe Traded Risk function plays a critical role in monitoring, evaluating, and managing market and counterparty risks across the HSBC Group. This position is responsible for establishing the global risk management framework for Traded Risk and ensuring compliance with current and future regulatory requirements.Main...
-
Operational Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México Citi A tiempo completoJob SummaryCiti is seeking an experienced Operational Risk Senior Analyst to join our team. As a key member of our risk management function, you will be responsible for identifying, assessing, and mitigating operational risks that could impact our business.Key ResponsibilitiesOperational Risk Management: Participate in the development and implementation of...
-
Operational Risk Management Specialist
hace 5 días
Ciudad de México, Ciudad de México Citibank A tiempo completoJob SummaryCitibank is seeking a seasoned Operational Risk Sr Analyst to join our team. As a key member of our risk management function, you will play a critical role in identifying, assessing, and mitigating operational risks that could impact our business.Key ResponsibilitiesOperational Risk Assessment: Participate in the application of operational risk...
-
Credit Risk Analyst
hace 5 días
Ciudad de México, Ciudad de México Jeeves A tiempo completoJob Summary:We are seeking a highly skilled Credit Risk Analyst to join our team at Jeeves. As a key member of our credit risk management team, you will be responsible for gathering and analyzing historical client data to support our risk model and reporting to our lender.Key Responsibilities:Collect, organize, and analyze historical client data to ensure...
-
Credit Risk Manager
hace 3 días
Ciudad de México, Ciudad de México IPF Digital A tiempo completoAbout the RoleWe are seeking a highly skilled Credit Risk Manager to join our team at IPF Digital, a leading financial services company in Mexico. As a key member of our credit team, you will play a critical role in shaping and preserving our organizational culture centered around financial inclusion.As a Credit Risk Manager, you will be responsible for...
-
Credit Risk Monitoring Specialist
hace 5 días
Ciudad de México, Ciudad de México Clip A tiempo completoAbout UsClip is a leading FinTech company revolutionizing payments in Mexico. We empower individuals to exchange value directly from their mobile devices, turning smartphones or tablets into card terminals. As a well-funded and quickly growing startup, we're accelerating our lead in the market and expanding into new territories.The RoleWe're seeking a highly...