Senior Credit Risk Manager

hace 1 mes


Xico, México Citi A tiempo completo

About Citi

Citi is a leading global financial services institution with a long history of serving individuals, families and businesses around the world.

The estimated salary for this position is $120,000 - $180,000 per year, based on industry standards and location.

Job Summary

We are seeking an experienced Senior Credit Risk Manager to join our team in conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team.

Key Responsibilities

  • Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk analysis, including profiling, sampling, reconciliation, and quality testing.
  • Execution of the implementation process for all the initiatives in the portfolios strategies, interacting with the different areas involved (Risk Infrastructure, CRCM, Credit Ops, Business, etc.), guaranteeing compliance with each and every one of the guidelines defined.
  • Constant maintenance of our credit manual, in order to always have it updated, aligned with the current policies and in compliance with all applicable regulations.
  • Timely monitoring of the delivery of all evidence of the controls established within the area, as well as being able to identify areas of opportunity in which new controls are required.
  • Coordinate the activities necessary to close the CAPs and issues within the area, as well as be able to define corrective actions in case of the need to raise new issues.
  • Prepare deliverables for the different reviews and audits.
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives.
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management.

Qualifications

  • Experience in Risk Consumer (Unsecured & Secured Portfolios) at least 5 years and 8 in Financial Institutions.
  • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.
  • Proven ability to remain organized in a fast-paced environment, managing multiple projects.
  • Use data visualization and presentation skills to communicate results to stakeholders effectively.
  • Proven interpersonal, organizational and analytic skills.

Education

Bachelor's degree/University degree or equivalent experience.

Carrers related to Actuary, Mathematics, Economy, Finance, Engineering.

Intermediate English Level to be able to communicate clear ideas.

General knowledge about credit cycle (Cross Sell, Credit Initiation, Program Maintenance, Collections and Frauds).

About the Role

This role will work closely with the Risk Management team to ensure that the credit portfolio is managed in accordance with Citi's risk appetite.

Citi Values

Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.



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