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Senior Credit Portfolio Analyst
hace 2 meses
Job Summary
The Senior Credit Portfolio Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citigroup's portfolio exposure to clients and counterparties globally.
Key Responsibilities
- Contribute to the development of new techniques and improvement of processes and workflows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management.
- Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques.
- Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial, and data analyses including profiling, sampling, reconciliation, and quality testing.
- Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required.
- Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes, and other related initiatives.
- Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management.
- Avoiding and mitigating potential risks to the company's reputation and assets, the Senior Credit Portfolio Analyst will demonstrate a deep understanding of credit and risk principles and apply them to drive business decisions.
Requirements
- 5-8 years of relevant experience in risk management, credit analysis, or a related field.
- Knowledge of commercial risk analytics and ability to apply credit and risk principles toward business goals.
- Demonstrated ability to synthesize, prioritize, and drive results with a sense of urgency.
- Proven ability to remain organized in a fast-paced environment, managing multiple projects.
- Proven interpersonal, organizational, and analytic skills.
- Bachelor's degree/University degree or equivalent experience.
Preferred Qualifications
- Experience in Risk Consumer at least 3 years and 5 in Financial Institutions.
- Intermediate English Level to be able to communicate clear ideas.
- Careers related to Actuary, Mathematics, Economy, Finance, Engineering.
- Experience in Unsecured & Secured Portfolios.
- General knowledge about credit cycle (Cross Sell, Credit Initiation, Program Maintenance, Collections, and Frauds).