Senior Specialist, AML Compliance

Senior Specialist, AML Compliance - Santa Ana, Costa Rica

Does the prospect of working in a global organization in the fight against money laundering motivate you? Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated, allowing each of us to thrive? Then, it's time to join Western Union as a Senior Specialist, AML Compliance.

Western Union powers your pursuit.

In this role, you will operate within the Global AML Investigations team (GAI) of the Global Compliance organization. The Global AML Investigations group mitigates money laundering, terrorist financing and fraud related risks to Western Union.

Role Responsibilities

• Conduct complex analysis of alerts concerning patterns and trends associated with suspicious activity related to transactions conducted through Western Union Financial Services.
•  Investigate and research the alerted activity using Western Union systems, public databases and records.
• Conduct case-specific outreach to consumers Document findings and make recommendations.
•  Document and escalate specific cases to Western Union business partners.
•  Identify emerging typologies and determine appropriate strategy using applied knowledge and a wide range of investigative techniques.
• Conduct complex manipulation of data.

Role Requirements

• 2 years of experience in any of the following: Bank Secrecy Act, AML Compliance, general and/or risk-based compliance is preferred
• Demonstrated strong analytical and organizational skills and high attention to detail
• Demonstrated ability to meet deadlines
• At least 9 months of experience in OCMI
• Ability to identify compliance risks and escalate when appropriate 
• Ability to work in a fast-paced, highly structured, deadline-driven culture
• Proficient in software applications: MS Word, MS Excel, MS Access
• Demonstrated ability using comprehensive mainframe systems
• Experience making independent work-related decisions incorporating company policies and procedures
• Strong knowledge of AML risk
• Team player with strong collaborative abilities
• Ability to work with a high level of autonomy
• Experience in conducting public database research
• Strong written and verbal communication skills

We make financial services accessible to humans everywhere. Join us for what's next.

Western Union is positioned to become the world's most accessible financial services company —transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few ). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Costa Rica- specific benefits include:

• Asociación Solidarista
• In-house company doctor services
• Transportation services options
• Referral Program award
• Employee Resource Groups (ERG) and committees to volunteer with
• Pan American Medical and Life insurance
• Cafeteria Discounts

Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate.  

Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. 

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.