Analista Hipotecario

About Us:

GDL Connect is a US-based company with operations in Guadalajara, Mexico, providing top-tier nearshoring staffing solutions to lower operational costs without compromising company culture. The company focuses on cross-cultural excellence to empower businesses to focus on expansion and growth.

About the role:

The Disclosure Analyst will process rate lock and change-of-circumstance updates, issue Conditional Approvals and initial disclosure packages (including for down payment assistance programs), and maintain accurate HMDA reporting. This position requires close coordination with branches and cross-functional teams to meet turnaround standards (SLAs), as well as daily management of email communications to ensure timely responses, follow-up, and workflow efficiency.

Key Responsibilities:

• Review and confirm loan file data, including Loan Application, Good Faith Estimate, Truth-In-Lending and/or TRID, itemized fees and any applicable addendums.
• Review and confirm revised loan data for rate locks/change of circumstances.
• Complete the sending of rate locks/change of circumstances through pipelines.
• Complete the sending of Conditional Approvals.
• Work through disposition pipelines to stay within SLA'S.
• Oversee daily email communications, including monitoring inbox activity, prioritizing messages, and ensuring timely responses and follow-up.
• Send initial disclosure packages for downpayment assistance programs
• Complete HMDA reporting
• Communicate with branches and other departments as needed to complete requests with SLA'S.

Requirements:

• Able to work & thrive in a team environment.
• Proficient in Microsoft Outlook, Excel, etc.
• Excellent written and oral communication skills.
• Analytical with good attention to detail.
• Good judgment and the ability to work independently.
• Ability to multitask, work well under time constraints and within deadlines.
• Must have current working knowledge of applicable federal regulations, including knowledge of the RESPA Reg X, TILA-Reg Z, TRID and other regulations related to mortgage disclosures.
• 1-2 years' experience in residential mortgage lending.
• Encompass Experience a Plus

What We Offer:

• $24k - $26k gross salary
• Full law benefits (15 days of Christmas bonus if you have less than a year, 20 days of Christman bonus at year, 37.5% of vacation prime instead of 25%)
• Punctuality and attendance bonus of $2,200 MXN tax free
• Excellence bonus of $1,000 MXN tax free

Tipo de puesto: Tiempo completo

Sueldo: $24, $26,000.00 al mes

Beneficios:

• Días de maternidad superiores a los de la ley
• Días de paternidad superiores a los de la ley
• Programa de referidos
• Seguro de gastos médicos

Pregunta(s) de postulación:

• Are you comfortable working in an onsite setting?
• What's your salary expectation in mexican pesos and gross wisely?

Idioma:

• Inglés (B2-C1) (Deseable)

Lugar de trabajo: Empleo presencial