Manager, Portfolio Optimization/ IB Retail Payments

hace 1 semana

Zacatecas, Zacatecas, México Scotiabank A tiempo completo

ID de la solicitud:

Únase a un equipo ganador con un propósito claro, comprometido con el logro de resultados en una cultura inclusiva y de alto desempeño.

Purpose

The Manager, Portfolio Optimization supports the Senior Manager, Portfolio Optimization to increase the performance and profitability of the issuing portfolio (credit & debit) and the overall success of the Issuing & Payment Networks Area within Retail Payments Department in International Banking ensuring specific individual goals, plans, initiatives are executed in compliance with governing regulations, internal policies and procedures.

Accountabilities:

  • Develops and maintains payments related dashboards and reports from networks & IB data, consolidating extraction of data from multiple sources.
  • Conduct in-depth analysis for the credit card portfolio to identify opportunities for portfolio optimization including product mix adjustment, MCC penetration, fee structures, low authorization, etc..
  • Monitor the impact of optimization initiatives on portfolio performance and adjusting as needed to achieve desired outcome – increase portfolio profitability.
  • Collaborate with cross-functional teams (tech, ops, finance, risk) to ensure seamless implementation of optimization strategies across portfolios.
  • Analyze the effectiveness of the portfolio strategies and provide insight to senior management on areas for improvement.
  • Build and maintain robust financial models to forecast portfolio performance and assess the impact of different strategies.
  • Understands how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.

Education / Experience / Other Information

  • At least 3 years of working experience in payments (credit and debit cards) with strong understanding of products, benefits, pricing, P/L drivers and the payments ecosystem.
  • Strong analytical skills with expertise in data analysis, financial modeling, and scenario analysis.
  • Demonstrated multitasking abilities in a team-based environment.
  • Excellent presentation, writing and negotiation skills.
  • Business Intelligence experience with working knowledge of Microsoft Office suite (Word, Excel and PowerPoint),
  • Knowledge of Power BI and capacity to manage simple databases in SQL
  • Bilingual (English/Spanish) as an essential requirement

Agradecemos tu interés. Sin embargo, únicamente las personas seleccionadas para entrevista serán contactadas

"Si necesitas algún tipo de adaptación en temas de accesibilidad durante el proceso, indícalo a nuestro equipo de Atracción de Talento"

**Bajo ninguna circunstancia solicita pruebas de embarazo, ni de VIH**

Ubicación(s): México : Ciudad de México : Mexico

Scotiabank es un banco líder en las Américas. Inspirándonos en nuestro propósito corporativo, "por nuestro futuro", ayudamos a nuestros clientes, sus familias y sus comunidades a lograr el éxito a través de una completa gama de asesoría, productos y servicios en los sectores de banca personal y comercial, gestión patrimonial, banca privada, corporativa y de inversión, y mercados de capital.

En Scotiabank, valoramos las habilidades y experiencias únicas que cada persona aporta al Banco y nos hemos comprometido a crear y mantener un entorno inclusivo y accesible para todos. Si necesitas algún tipo de adaptación (como, por ejemplo, un lugar accesible para la entrevista, documentos en formato alternativo, un intérprete en lengua de señas o tecnología de asistencia, entre otras cosas) durante el proceso de reclutamiento y selección, indícalo a nuestro equipo de Reclutamiento. Si necesitas apoyo técnico, haz clic aquí. Los candidatos deben postularse directamente en línea si desean ser tomados en cuenta para este puesto. Agradecemos a todos los candidatos por su interés en esta oportunidad profesional en Scotiabank, pero solo nos comunicaremos con aquellos que hayan sidoseleccionados para una entrevista.

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