Sr. Underwriter

You desire impactful work.

You're
RGA ready
RGA is a purpose-driven organization working to solve today's challenges through innovation and collaboration. A Fortune 200 Company and listed among its
World's Most Admired Companies
, we're the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview
Reporting to the Chief Underwriter, our underwriting professionals support our clients' facultative and outsourced underwriting needs in the analysis and evaluation of mortality and morbidity risks. The underwriter is responsible for examining the medical, financial, and non-medical risk factors of individual and group life and critical illness insurance applications and making quality decisions in accordance with underwriting principles and guidelines within service time expectations and other established deadlines. In addition to carrying an underwriting caseload, the underwriter is also responsible for helping to deliver underwriting training to clients through presentations at client, industry and/or RGA events.

What You Will Do

• Mortality/morbidity risk analysis on formal or informal applications or enquiries by determining appropriate underwriting requirements and assigning cases to the appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risks within set time service and underwriting quality standards
• Provide technical underwriting expertise and support to client companies
• Act independently within specified authority
• Actively supports the departmental management by providing input, assisting in training and/or cosigning, leading team discussions, participating in projects, and being a positive contributor to the resolution of technical or client issues
• Ability to develop and deliver presentations and/or training on underwriting topics by webinar or in person to small audiences at client meetings or larger audiences at industry conferences or RGA seminars
• In addition to managing an underwriting case load, each underwriter is also responsible for delivering at least one special project which could include maintaining and updating the local RGA underwriting guidelines documentation, completing quarterly peer review quality review assessments conducted quarterly, developing topics and speakers for the LatAm underwriting quarterly podcasts, retrospective underwriting on claims, leading or participating in client underwriting quality reviews, or other projects as they are developed and assigned
• Contribute to a positive working environment with teamwork and a spirit of innovation
• Participate in RGA events and industry activities and fosters relationships with key clients
• Travel, as per the requirements of the business, for client meetings, presentations, training, internal/external events or seminars or for other related activities.

Qualifications

• University degree or equivalent working experience, medical degree of some type would be an asset required
• 7+ Years of individual life and critical illness underwriting experience with progressively increasing levels of underwriting authority demonstrating experience with substandard business, medical and financial underwriting required
• Interest in and/or experience with data analysis, artificial intelligence (AI) including machine learning preferred
• Proactively builds strong interpersonal relationships with colleagues, clients and various other stakeholders required
• Excellent oral and written communication and presentation skills required
• Strong knowledge of life insurance processes in general and underwriting process in particular. required
• Self-motivated, flexible and creative required
• Strong client focus required
• Flexible - Thrives on challenge and change required
• Ability to learn various application tools required
• Excellent logical and problem-solving skills required
• Solid time management & organizational skills required
• Works effectively as a positive influencer and contributes to ideas and solutions required
• Service-oriented attitude with strong interpersonal skills to work collaboratively with our internal and external partners required
• Strong communication skills, written and verbal and specifically bilingual Spanish/English language skills are required given the need to communicate orally and in writing with other RGA underwriting teams which is done in English required

What you can expect from RGA

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
• Join the bright and creative minds of RGA, and experience vast, endless career potential.