Senior Backend Engineer, Risk/ Collections

**Ready to accelerate your career?**:
Clara is the fastest-growing company in Latin America. We've built the leading solution for companies to make and manage all their payments. We already help over 20,000 large and growing businesses operate with agility and financial clarity through locally issued corporate cards, bill pay, financing, and a powerful B2B platform built for scale.

Clara is backed by some of the most successful investors in the world, including top regional VCs like monashees, Kaszek, and Canary, and leading global funds like Notable Capital, Coatue, DST Global Partners, ICONIQ Growth, General Catalyst, Citi Ventures, SV Angel, Citius, Endeavor Catalyst, and Goldman Sachs - in addition to dozens of angel investors and local family offices.

We're building the financial infrastructure that powers high-performing organizations across the region. We invite you to join us if you want to be part of a fast-paced environment that will accelerate your career and support you to do some of the best work of your life alongside a passionate and committed team distributed across the Americas.

**What you'll do**:
We're looking for a **Senior Backend Engineer** to lead backend development initiatives within the **Risk/ Collections** team. This role goes beyond coding: you'll help shape technical direction, foster engineering best practices, and ensure the performance and scalability of backend systems that directly support Clara's operational efficiency. You'll also mentor junior developers, influence architecture decisions, and work cross-functionally to tackle some of Clara's most impactful challenges.

Your responsibilities will include:

- Leading backend design and implementation for high-impact internal systems and services
- Collaborating across the full product lifecycle—from ideation to deployment
- Mentoring junior developers and upholding strong engineering standards
- Writing scalable, testable code with **unit and integration testing** built in
- Maintaining and evolving **microservices** within a modern architecture
- Participating in cross-team problem-solving and architectural discussions
- Producing clear documentation and conducting code reviews to ensure quality and consistency
- Integrating with internal and external systems via **REST** and **SOAP APIs**

**Who you are**:

- We're looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement._

**Must haves**:

- 5+ years of backend development experience
- Proficiency in **Java** (minimum version 8; ideally version 17) and **Spring Boot 3**
- Experience with **Hibernate**/**JPA**, and **relational**/**NoSQL** databases
- Strong understanding of **microservices** architecture and **event-driven systems** using **Kafka**
- Experience integrating with third-party providers via **REST** and **SOAP APIs**
- Proficiency in **Docker**, **Git**, **Github**, and **CI/CD pipelines**
- Familiarity with **cloud platforms**, preferably **AWS**
- Deep knowledge of software design principles and testing strategies
- Experience working in **Agile** environments (**Scrum**, **Kanban**)
- Advanced English proficiency, with the ability to lead technical discussions across geographies

**Nice to haves**:

- Experience working with multi-country stakeholders and remote teams
- Exposure to infrastructure and monitoring tooling within cloud-native environments
- Interest in using **AI tools** to optimize internal operations

**Why join Clara**:
At Clara, you'll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America.

**Who we are**:

- We're the leading **B2B fintech for spend management** in Latin America.
- Certified as one of the world's fastest-growing companies, a **Great Place to Work**, and a **LinkedIn Top Startup**.
- Passionate about making Latin America more prosperous and competitive.
- Constantly innovating to build financial infrastructure that enables each of our customers to thrive.
- Product-led, high-talent-density culture — designed for builders who raise the bar.
- Proud of our open, inclusive, and values-driven environment.

**What we believe in**:

- **#Clarity.** We say things clearly, directly, and proactively.
- **#Simplicity.** We reduce noise to focus on what really matters.
- **#Ownership.** We take responsibility and never wait to be told.
- **#Pride.** We build products and experiences we're proud of.
- **#Always Be Changing (ABC).** We grow through feedback, risk-taking, and action.
- **#Inclusivity.** Every voice counts. Everyone contributes to our mission.

**What we offer**:

- Competitive salary and stock options (**ESOP**) from day one
- Multicultural team with daily exposure to **Portuguese, Spanish, and English** (our corporate language)
- Annual learning budget and internal accelerated development paths
- High-ownership environment: we move fast,