Subdirector First Line Risk and Control

**Deputy Director First Line Risk and Control**

**Principal Function**:
The responsibility for Fraud Risk Management is within the functional remit of the First Line of Defence and has been established as an enduring Global Wholesale Fraud Risk Management function. The purpose is to support the frontline in identifying potential lending fraud (e.g. financial statement misrepresentation, loan abuse) earlier in the credit lifecycle and to make informed risk decisions.

We are currently seeking an experienced individual for the role of Regional Lending Fraud Specialist Lead (GCB4).
The role holder will work closely with regional and global fraud teams, the front line and WMCR, and will be responsible for overseeing / coordinating the Fraud Risk Assessment (FRA) process for Global Banking (GB) and Commercial Banking (CMB) customers.

**Main Responsabilities**:

- Perform high quality lending fraud risk analysis for selected New to Bank (NTB) and existing CMB and GB customers in line with the global procedures.
- Coordination of their respective offshore teams and communications within region (acting as the point of contact for RMs on lending fraud matters).
- Manage / execute Lending Fraud Risk assessments and provide input to calibrate forthcoming revisions to the risk control environment (i.e. taxonomies, indicators, controls, metrics) in conjunction with the Chief Control Office (CCO)
- Assisting the Lending Fraud Specialists in removing false positive triggers prior to being referred to the frontline.
- Providing feedback into the calibration of trigger events typologies & prioritisation.
- Attending and/or leading 1LOD Triage Consultation meetings and Triage of Threat Meetings under the Global and Local Playbooks.
- Act as the regional point of contact for the frontline on lending fraud matters, strengthening critical thinking through ongoing feedback on fraud risk assessments
- Provide regional feedback to the Global Wholesale Fraud Risk team and recommend improvements to processes, procedures and methodologies.
- Collaborate with and support (where required) other Regional/Country Lending Fraud Specialist Lead (GCB4) and their respective offshore Lending Fraud Specialists
- Provide regular updates and present to regional and global governance forums.
- Influence and promote effective control management of fraud risks.

**Requirements**:
**Requeriments**:

- Proven, progressive and broad-based banking experience in commercial banking lending, relationship management and/or lending fraud management or equivalent
- Strong credit experience required with strong analytical skills with a keen eye for detail
- In depth knowledge of Lending Fraud typologies and industry fraud risk trends would be an advantage.
- Strong understanding of the HSBC global organization with experience in working across multiple geographies advantageous.
- Excellent written and spoken communication skills; an ability to communicate with impact, ensuring complex information is articulated in a meaningful way.
- A legal or formal accountancy qualification or professional/working background in relevant risk disciplines.
- Strong stakeholder management skills
- Management, evaluation and execution of processes for the approval of commercial credit lines (companies) from the perspective of commercial credit risks, includes Administration and Monitoring of Commercial Credit Portfolio
- Monitoring, evaluation, and follow-up of financial crime alerts focused on first-person fraud risks in Commercial Credit
- Implementation of projects related to improvements in commercial credit processes for companies

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