Credit Risk Policy Manager

hace 7 meses


Mexico City 09516 Banco Nacional de Mexico, S.A., integrante del Grupo Financiero Banamex A tiempo completo

El Gerente de Riesgo Comercial brinda un liderazgo completo y tiene la responsabilidad de supervisión. Proporciona dirección y liderazgo operativo/de servicios a los equipos. Aplica conocimientos disciplinarios mediante la provisión de perspectivas de valor agregado o servicios de asesoría. Puede contribuir con el desarrollo de nuevas técnicas, modelos y planes dentro del área de experiencia. Se requieren sólidas habilidades comunicativas y diplomáticas. Generalmente, es responsable del volumen, la calidad y los plazos de los resultados finales y la responsabilidad compartida de la planificación y los presupuestos. Su trabajo afecta toda el área, y esto, con el tiempo, afecta el desempeño y la efectividad generales de la categoría de puestos/subfunciones. Aporta una completa responsabilidad de supervisión; garantiza la motivación y el desarrollo del equipo mediante un liderazgo profesional para incluir tareas como evaluación de desempeño, compensación, contratación, medidas disciplinarias y desvinculaciones, como también tareas y responsabilidades diarias.

Responsabilidades:

Trabajar con el equipo sobre todo proceso modificado o nuevo para revisar las rutinas de gestión apropiadas y el lanzamiento con controles adecuados que se puedan monitorear e informar. Garantizar que las revisiones internas y los exámenes externos estén bien administrados con controles claros. Suministrar apoyo del área comercial asignada al asistir a las reuniones comerciales rutinarias y participar en ellas para brindar actualizaciones de control al equipo y obtener información sobre nuevas iniciativas que deba apoyar el equipo. Identificar de manera proactiva los riesgos emergentes y ayudar al equipo de control a resolver brechas de control y problemas, y ayudar a crear planes de acción correctiva incluida la identificación y resolución de la causa raíz. Hacer solicitudes relacionadas con controles y auditorías ad-hoc, según sea necesario. Servir como socio del equipo de Control y riesgo organizacional del negocio del consumer (Consumer Business Organizational Risk and Controls, CBORC) en la Evaluación trimestral de riesgo de control de gerente (MCA) y el proceso de Evaluación anual de riesgo. Enfocarse activamente en la mejora del proceso, crear eficiencias y garantizar un enfoque proactivo y una asociación con la administración de auditoría. Evaluar adecuadamente el riesgo cuando se toman decisiones comerciales, demostrando una consideración particular por la reputación de la empresa y protegiendo a Citigroup, sus clientes y activos, al impulsar el cumplimiento de las leyes, las reglas y los reglamentos correspondientes, acatando la política, aplicando un juicio ético sólido en relación con el comportamiento personal, la conducta y las prácticas comerciales y escalando, administrando e informando los problemas de control con transparencia, así como supervisar de manera efectiva la actividad de otros y crear responsabilidad con aquellas personas que no mantienen estos estándares.

Calificaciones:

Entre 5 y 8 años de experiencia relevante. Experiencia en codificación en programación SAS/SQL y SAS básico, SAS Macros mediante uso de SAS Enterprise Guide en Windows y Unix. Los 2 años de experiencia deben incluir lo siguiente: SQL, Teradata, Excel, Access, UNIX; automatización de carga de trabajo de CA (Autosys), WCC y JIL; productos y procesos de Banca de Consumer en el ciclo de vida de crédito; Garantía de calidad y control de riesgo operativo; Desarrollo de informes de excepciones de garantía de calidad (Quality Assurance, QA) y análisis de muestra, conciliación y prueba de calidad de grupos de datos complejos; leyes bancarias y reglamentaciones de tarjetas. Destacadas habilidades de liderazgo, comunicación e influencia, ya que este líder trabajará con líderes sénior y socios de auditoría en forma periódica. Experiencia relevante preferible en servicios financieros, con conocimientos mejorados del negocio de Tarjetas. Experiencia en gestión y administración de proyectos con capacidad demostrada de lograr y superar hitos críticos. Capacidad de fomentar las relaciones laborales con otros líderes en múltiples líneas de negocios y con organizaciones de apoyo, incluidos auditores y reguladores. Habilidades comprobadas de criterio y de pensamiento crítico.

Educación:

Licenciatura/título universitario o experiencia equivalente.

The QA Monitoring Analyst must be able to comply with the following Roles & Responsibilities as part of his/her function:

- Execution of Control Monitoring Credit Risk Programs ensuring testing Quality , completeness and effectiveness of Business Managers Control Assessment and Quality Assurance Framework 

- Record Results of Control Tests into systems

- Responsible of safeguarding Control Monitoring evidence according to Corporate policy and procedures

- Promotes Continuous improvement in all aspects of Control Monitoring and testing automation activities

- Provides monitoring results to support Quality assurance execution Manager and MCA Coordinator for monthly, quarterly and Annual reviews held with Senior Management an different stakeholders

- Supports internal and external reviews ( ie. Internal audit , Independent Risk m ICRM among others )

- Supports Business process Owners to define Controls and Monitoring’s based on most significant risks and assesses on existing Controls & Monitoring’s adequacy and required Control dependencies across areas .

- Assists in strengthening issue notification and escalation to ensure accountability an follows up on corrective actions

- Recommends appropriate solutions to risk and Control monitoring testing problems

- Provides expertise in the identification of opportunities to automate Monitoring activities

- Provides inputs to develop Business requirements documents for Monitoring automation

- Assists in defining Data needs , design and testing in accordance to MCA & QAF methodologies and policies

Deseable experiencia en Compliance, Auditoría o como Oficial de Cumplimiento

Deseable maneo sistema SAS

Inglés avanzado indispensable.

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Job Family Group:

Risk Management

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Job Family:

Business Risk & Control

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Time Type:

Full time

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Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .



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