Software Engineer

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world‑class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world‑class talent onboard to help shape the next chapter of our growth journey. POSITION SUMMARY EarnIn is seeking a Software Engineer – Frameworks to contribute to the design, development, and evolution of the shared frameworks and libraries that power our microservices and APIs across multiple runtimes, with a primary focus on Golang and secondary support for Kotlin/Spring Boot. As part of the Developer Experience team, you will help strengthen the foundational plumbing of our services, including bootstrappers, observability, authentication, communication protocols, and CI/CD scaffolding. You will create solutions that reduce complexity for developers, enabling them to build high‑quality, scalable systems faster. In this role, you’ll collaborate closely with teammates and cross‑functional partners, contribute to framework features through thoughtful implementation, and advocate for approaches that improve both developer experience and customer outcomes. You will take ownership of your work, balance speed with quality, and model EarnIn’s values by being creative, responsible, and customer‑focused. This position will ideally be a hybrid role based in our Mexico City office, as part of our expanding site locations. However, the team is open to remote work for the right talent. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Palo Alto HQ. Our salary ranges are determined by role, level, and location. WHAT YOU'LL DO Contribute to the design and implementation of frameworks and libraries in Golang that support bootstrapping, shared services, observability, authentication, RPC/REST tooling, and CI/CD templates. Collaborate with the Kotlin framework owner and other engineers to ensure cross‑runtime consistency, thereby unifying the developer experience across Go, Kotlin, and other runtimes. Build and enhance reusable components for logging, tracing, metrics, configuration management, rate limiting, and service‑to‑service communication. Keep frameworks aligned with evolving industry standards (e.g., OpenTelemetry, gRPC/HTTP middleware, Go upgrades, Spring Boot integrations). Participate in architecture and design discussions, contributing ideas, raising concerns, and learning from more senior engineers. Deliver solutions that balance speed, quality, and scalability, ensuring testing and monitoring are integrated into your work. Take ownership of assigned tasks, anticipate potential roadblocks, and communicate clearly when help is needed. WHAT WE'RE LOOKING FOR Bachelor’s degree in Computer Science, Software Engineering, or related field (or equivalent practical experience). 3+ years of software development experience, with contributions in framework, platform, or infrastructure engineering. Proficiency in Golang; experience with Kotlin/Java (Spring Boot) or other backend runtimes (C#, Python, TypeScript) is a plus. Understanding of service‑oriented and event‑driven architectures, including gRPC, REST, or messaging/eventing systems. Familiarity with observability stacks, OpenTelemetry, and performance considerations. Exposure to AWS managed services, container orchestration (Kubernetes), and CI/CD pipelines. Strong communication and collaboration skills, with the ability to clearly convey ideas, listen with empathy, and advocate for both developers and customers. A bias for action—experiments with solutions, learns from mistakes, and takes responsibility for outcomes. At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E‑Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third‑party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #J-18808-Ljbffr