Senior FP&A Analyst

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world‑class talent onboard to help shape the next chapter of our growth journey.

Position Summary We are looking for a professional to partner with key leadership in developing and operationalizing financial forecasts that support the Company’s continued growth and success. This role is heavily involved with driving strategic and operational initiatives, delivering analytics and insights, and enhancing processes. This individual will partner closely with the executive team and other leaders to support our growth strategy, allocate resources, optimize performance, and bring a financial lens to investment decision making. The role will report to the Sr.

Manager of FP&A (Tech & Dev). This position is ideally hybrid from our Mexico City office as part of our expanding site, though remote can be considered. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges are determined by role, level, and location.

Responsibilities

Directly partner with Engineering and Product functional leadership to create budgets, monthly forecast updates, and hiring plans. Lead monthly and quarterly expense variance analysis and commentary as well as regular headcount reconciliation. Coordinate the monthly close cycle and creation of results packages with the Accounting team and other members of FP&A team. Develop and enhance standard and ad hoc financial analyses and metrics to provide operational insight to business leaders.

Assist in driving long range strategic company planning. Communicate business objectives and performance indicators and trends to key stakeholders. Design, automate, and optimize flexible FP&A processes and systems to help support and scale the organization.

Qualifications

Bachelor’s degree in finance, accounting, or other relevant area of study, or equivalent work experience required, MBA a plus. Superior English language skills (written and spoken). 3+ years of relevant experience, including within FP&A at a high‑growth company or other highly analytical position. Detail‑oriented, yet able to communicate results in a simple and succinct manner as possible across the organization. Strong analytical skills and experience with complex financial modeling.

Firm grasp of relevant accounting concepts and their implications.

Experience

with planning and analytics tools. Pigment, NetSuite, Workday, and Tableau experience is a plus.

Experience

in Fintech, Financial Services, or Banking is a plus. Collaborative mindset and experience acting as a finance business partner. Ability to thrive in a dynamic, often ambiguous environment.

Experience

building processes and systems to support a high‑growth company. Equal Employment Opportunity At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging.

EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third‑party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team. #LI-Hybrid Interested in building your career at EarnIn?

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