Credit Officer

**Responsibilities**:- Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques- Implement initiatives to ensure consistency and compliance with credit policies- Utilize SAS in a UNIX environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing- Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity**Qualifications**:- 5-8 years relevant experience- Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry- Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency- Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills- Extensive knowledge of SAS or SQL programming and literacy with MS Office software required**Education**:- Bachelor’s/University degree or equivalent experienceThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.- **Job Family Group**:Risk Management- **Job Family**:Credit Decisions- **Time Type**:Full time- Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.View the **EEO Policy Statement**.View the **Pay Transparency Posting