EIC Analyst

THE JOB The Credit Analyst reviews financial statements, credit reports, and Coface’s own experience in order to assess the creditworthiness of a buyer and produce a Debtor Risk Assessment (DRA). He / she liaises with Underwriters to maintain coherence between the DRA and the risk exposure. The Credit Analyst is responsible for the monitoring of a portfolio of companies with medium to large aggregation of credit risks. Within specified industry sectors he / she will : Contact companies to speak to executives and obtain financial and business information to assess their current situation. Gather and search for additional information (financial statement data, professional articles …) where required Produce Debtor Reports demonstrating that information has been analyzed, where contradictions can be evidenced, conclusions are drawn, and that the recommendation to underwriters is clear and precise Act on and respond to DRA revision requests from risk underwriters and analysts in other regions in a timely manner ensuring Service Level Agreements (SLAs) are respected. Monitor risk and update assessments upon receipt of alert from internal (claims) and external sources and send warnings on specific events to Underwriting. Participate to maintain the accuracy and consistency of our database of companies with appropriate identifiers, links and coherence of DRA Pro-actively build and maintain good working relationships with underwriting and information colleagues. Communicate to underwriters and Management any adverse information which is relevant to a review of exposure. Ensure compliance with regulations and procedures as laid down by Coface and external regulators Contribute to transversal projects according to skills and experience (vendor management, back‑office management, internal trainings, etc) Qualifications : THE CANDIDATE Bachelor Degree required with a concentration in Finance or equivalent (knowledge of financial analysis including the ability to read and interpret balance sheet and income statement and make recommendations based on liquidity and indebtedness) And minimum 3‑5 years of experience in credit analyst role Excellent capacity to communicate nature ability and comfort with asking lead‑in and follow up questions; awareness and appreciation of prevailing macroeconomic and industry sector drivers and trends as a backdrop against which to evaluate a businesses credit worthiness Excellent Computer literacy (MS Office / Excel / Internet Search) Ability to work collaboratively and share information Curiosity and capacity to challenge Remote Work : No Employment Type : Full‑time Key Skills ArcGIS Intelligence Community Experience GIS Python Computer Networking Data Collection Intelligence Experience R Relational Databases Analysis Skills Data Management Application Development Experience : years Vacancy : 1 #J-18808-Ljbffr