Head of Credit

hace 1 mes


Ciudad de México Stori Card - MX A tiempo completo

Main responsibilities:

  • Advance our credit granting processes for new and existing customers, from risk models to financial valuations models to determining appropriate product terms and limits
  • With our data science team, continue to push the boundaries of credit risk modeling and underwriting in Latin America
  • Build a resilient credit portfolio and the tools and processes to deeply understand performance levels and performance trends
  • Deepen our understanding of how our customers use credit so that we can serve them better and enhance repayment rates
  • Build, launch, and grow innovative new financial services products to better serve our underserved target market
  • Lead and develop a world class analyst team from hands-on development of core analytics skills to advanced problem solving
  • Build trusting relationships across the organization including product, engineering, finance, and operations teams
  • Build appropriate credit governance to ensure our resilience to changing market conditions and to meet the expectations of external stakeholders
What we are looking for:
  • Master's Degree or higher in the sciences, engineering, mathematics, statistics, economics, or other analytical and quantitative discipline.
  • 7+ years in deep consumer credit granting roles including data analysis, credit analysis, and/or modeling areas.
  • Proven ability to grow a resilient consumer credit portfolio.
  • Extensive knowledge of credit risk modeling.
  • Extensive knowledge of different methodologies and technologies in machine learning modeling.
  • Strong quantitative and analytical skills and ability to derive patterns, trends and insights, and perform risk/reward trade-off analysis.
  • SQL, Python, and AWS skills
  • Ability to champion organizational agenda and initiatives with executive audiences. Integrate/connect team initiatives, actions and culture in support of broader vision and credit risk management goals.
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