Credit Acquisition Expert

Latin AmericaWhat you’ll doWe\'re looking for a Credit Acquisition Expert to help shape Clara’s credit strategy as we continue to scale across Latin America. This role is critical to the development and execution of policies that drive responsible growth in our credit portfolio.As part of our Risk team, you\'ll lead initiatives that balance financial performance with risk mitigation. You\'ll design and optimize our credit acquisition policies using advanced analytics, partner closely with data science, product, and go-to-market teams, and play a pivotal role in how we assess and manage credit risk.Who you areWe’re looking for someone who meets the minimum requirements to be considered for the role. The preferred qualifications are a bonus, not a requirement.Must haves5+ years in a data-driven role within financial services, with direct experience in credit risk analytics, policy design, or acquisition strategyStrong grasp of statistical modeling, risk assessment techniques, and predictive analyticsExperience working with data science tools and statistical software to inform business strategyDemonstrated ability to translate complex analytics into clear business actionsBachelor\'s degree in Statistics, Data Science, Economics, Finance, or a related fieldFluent in English and SpanishWorking proficiency in SQL, Python, or other analytical toolsComfortable operating in a fast-paced, evolving environmentNice to havesFamiliarity with AI tools to automate or optimize decision-makingExperience in a high-growth startup or fintech environmentBasic Portuguese or a willingness to learnWhy join ClaraAt Clara, you’ll have the autonomy, speed, and support to make meaningful impact — not just on your team, but on how organizations are run across Latin America.Who we areWe’re the leading B2B fintech for spend management in Latin America.Certified as one of the world\'s fastest-growing companies, a Great Place to Work, and a LinkedIn Top Startup.Passionate about making Latin America more prosperous and competitive.Constantly innovating to build financial infrastructure that enables each of our customers to thrive.Product-led, high-talent-density culture — designed for builders who raise the bar.Proud of our open, inclusive, and values-driven environment.What we believe in#Clarity. We say things clearly, directly, and proactively.#Simplicity. We reduce noise to focus on what really matters.#Ownership. We take responsibility and never wait to be told.#Pride. We build products and experiences we\'re proud of.#Always Be Changing (ABC). We grow through feedback, risk-taking, and action.#Inclusivity. Every voice counts. Everyone contributes to our mission.What we offerCompetitive salary and stock options (ESOP) from day oneMulticultural team with daily exposure to Portuguese, Spanish, and English (our corporate language)Annual learning budget and internal accelerated development pathsHigh-ownership environment: we move fast, learn fast, and raise the bar — togetherSmart, ambitious teammates — low ego, high impactFlexible vacation and hybrid work model focused on resultsIf you’re ready for growth, ownership, and impact — apply now and help us redefine B2B finance in Latin America.Claridians in a hybrid mode split their time between working from the office, talking to or visiting customers, or working from home. This hits a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility about how to do this in a way that makes sense for each individual and team.We don\'t enforce a minimum number of days for most roles, but you\'re expected to spend time at the office organically, and be at the office most days during your ramp-up or when required by your leader. #J-18808-Ljbffr