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About the CompanyMstar is a leading fintech in automotive financing and secured lending, transforming how individuals and businesses access credit across Latin America. By combining technology, advanced analytics, and data-driven risk models, we are building a financial ecosystem that is more inclusive, agile, and transparent.With strong momentum and ambitious expansion ahead, we are looking for an FP&A Senior Manager or Director with strong experience in lending products, financial modeling, and strategic analysis. This is a highly visible role reporting to the Head of Finance / CFO, responsible for driving financial planning, building scalable models, supporting fundraising, analyzing portfolio performance, and partnering with cross-functional teams (credit, sales, operations).Financial Planning & ForecastingOwn the full company financial model, including revenue, credit portfolio, funding cost, opex, and cash flow forecasts.Analyze loan performance: disbursements, acquisition costs, credit losses, recovery rates, and profitability.Partner with Credit and Risk teams to integrate model outputs into forecasting and reserve planning.Build dashboards and KPI tracking for cohort performance, unit economics, and lifetime value.Work closely with Operations, Sales, Credit, Legal, and Treasury to align financial plans with business needs.Lead and develop a team of two analysts, providing coaching, prioritization guidance, technical training, and performance feedback.10+ years of FP&A / Strategic Finance experience, ideally in lending (consumer, auto, fintech, banking).~ Strong financial modeling and analytical skills (Excel / Sheets).~ Proven experience in forecasting, budgeting, and building scalable planning frameworks.~ Fluent in English (spoken and written).~ Legal benefits + superior benefits
