Manager Credit Risk I

hace 3 meses


Cuauhtémoc CDMX, México Fiserv, Inc. A tiempo completo

**Calling all innovators - find your future at Fiserv.**

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

**Job Title**

Manager Credit Risk I

Este puesto es responsable de liderar el equipo de Riesgo, supervisando los procesos relacionados con análisis de crédito y actividades de suscripción para las cuentas potenciales de mayor volumen/alto riesgo utilizando pautas de evaluación de crédito y el historial del cliente para evaluar la solvencia crediticia y brindándoles seguimiento a las actividades de desarrollo y crecimiento de los asociados dentro de esta estructura.

**Responsibilidades**:

- Responsable de la supervisión diaria de los procesos del área de Riesgo.
- Supervisión continua del desempeño del personal.
- Proporcionar orientación al personal, concurrencia en las decisiones, capacitación según sea necesario.
- Responsable de la mitigación de riesgo anual.
- Gestionar en conjunto con el Director de área, la estrategia y las actividades de riesgo.
- Reporteo para C levels.
- Realizar el análisis de crédito y las actividades de suscripción para las cuentas de mayor riesgo / alto volumen utilizando las pautas de evaluación de crédito y el historial del cliente para evaluar la solvencia crediticia.
- Preparar documentos de suscripción para la revisión de la administración en cuentas con riesgo que exceden los umbrales estándar. Tiene interacción directa y lleva a cabo negociaciones con los clientes.
- Revisar y aprobar el análisis de riesgo completado por los analistas de Crédito.
- Involucrarse en la política general de crédito y en el desarrollo del proceso, manejar los problemas de suscripción escalados.
- Mejoras del sistema, la implementación de mejoras de procesos y la mejora de las eficiencias generales de inscripción
- Responsable del seguimiento diario de clientes / cuentas.
- Proporciona retroalimentación constante a la administración del canal y al Director de crédito y riesgo de FD en asuntos relacionados con el crédito y el riesgo.

**Requisitos**:

- 3-5 a años de experiência en rol similar
- Uso de SQL (intermedio)/ Expertise en bases de datos
- Inglés avanzado
- Excel avanzado
- Conocimiento de riesgo crediticio: Criterios de riesgo y buró.
- Formación en crédito y riesgo crediticio: conocimiento en filtrado de comercios (Bloqueo de ataques, prevención y análisis de riesgo).
- Expertise en cobranza (Notas de deuda).
- Expertise en el sector financiero, Fintech, medios de pago.
- Expertise en adquirencia.
- Seniority intermedio: capaz de entender e implementar estrategia, trato con C level y gestión de equipos de trabajo
- Excelentes habilidades de comunicación oral y escrita.
- Habilidades de negociación sólida.
- Capacidad para interpretar estados financieros complejos e informes de crédito personales y comerciales.
- Capacidades comprobadas de gestión de proyectos.

Thank you for considering employment with Fiserv. Please:

- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

**What you should know about us**:
Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune_®_ magazine's "World's Most Admired Companies" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence.

**Our commitment to Diversity and Inclusion**:
**Warning about fake job posts**:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local law enforcement.


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