Wealth and Personal Banking Credit Risk Subdirector
hace 1 mes
-Job description
**Main activities**:
- Driving attainment of functional/functional unit results
- Co-ordinating and manage several complex projects
- Supporting and embedding change initiatives, identifying and developing new or improved delivery mechanisms
- Responsible of the full analytics flow to define the credit risk strategies for Mortgages, Auto and Personal Loan which includes: Swap set, Simulation vintages, Internal and external score matrix, Creation of Level of risks, Approval rate impacts ( CorWA, RoTE), Segmentation, Credit line asignment, Benchmaking line matrix and/or Final impact calculation
- Responsible to deliver on time reports from portfolios to HBMX and Regional committees
- Responsible to communicate technical information to Senior Management
- Responsible to identify and escalate issues / concerns
- Be prepare and open to work with innovative tools such as Cloud, quantum computing, etc.
- Responsible to advise on change activities which involve data sources, affect data processes or impact data service provision.
Requirements
- Desirable Bachelor degree in Risk Management, Applied Mathematics, Finance or Economics, Actuarial Sciences, engineering, Management or Business Administration.
- Personal financial services and consumer finance.
- Experience on financial measures and accountability.
- English skills Advance
- 6+ years of experience in Credit Risk.
- Experience on financial measures and accountability.
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