Senior Credit Analyst
hace 6 meses
**Responsibilities**:
- Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations
- Manages accounts of customers with the highest monetary value and highest risk that require independent judgment
- Interacts with customers of the highest monetary value and builds relationships with senior executives
- Resolves highly complex issues independently; acts as an escalation point for more junior individual contributors
- Presents credit recommendations to L3 level management at HP and at cross-function meetings
- Negotiates down payments with customers and HP sales staff to allow customer to purchase above their credit limit
- Represents HP at high level negotiations for large strategic deals
- Represents HP on a country or region level
- Works on cross-functional initiatives and dialogues directly with executive level management at HP
- High exposition to different levels of the organization
- Ability to solve problems or generate improvement
**Education and Experience Required**:
- First level university degree with a focus in business or economics; advanced degree in business preferred
- Typically 6-10 of experience in a credit function recommended, usually at a bank
- English language is a must
**Knowledge and Skills**:
- Excellent written and verbal communication, negotiation, and conflict resolution skills
- Excellent accounting knowledge
- Excellent problem-solving skills
- Strong computer skills
- Excellent prioritization skills
- Excellent understanding of risk mitigation tools
- Strong relationship building skills
- Strong influencing skills
- Strong project management skills
- Strong leadership skills
**Impact/Scope**:
- Impacts high-value external on-going customers
- Ability to influence high value of credit grants
**Desirable Skills of the Future**:
- User Experience
- Artificial Intelligence
- Robotics
- High exposition to different levels of the organization
- Ability to solve problems or generate improvement
LI-POST
About HP
You're out to reimagine and reinvent what's possible—in your career as well as the world around you.
So
are we. We love taking on tough challenges, disrupting the status quo,
and creating what's next. We're in search of talented people who are
inspired by big challenges, driven to learn and grow, and dedicated to
making a meaningful difference.
HP is a technology company that operates in more than 170 countries around the world united in creating technology that makes life better for everyone, everywhere.
Our history: HP's commitment to diversity, equity and inclusion - it's just who we are.
From the boardroom to factory floor, we create a culture where everyone is
respected and where people can be themselves, while being a part of
something bigger than themselves. We celebrate the notion that you can
belong at HP and bring your authentic self to work each and every day.
When you do that, you're more innovative and that helps grow our bottom
line. Come to HP and thrive
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