Credit & Risk Manager

hace 7 meses

Iztapalapa, México IPF Digital A tiempo completo

**Credit & Risk Manager**

**Who are we?**

IPF Digital is a Financial Services company part IPF Group and trades as Creditea in México. We provide consumer loans, and our mission is to make life easier by offering simple and personalized financial solutions to everyday Mexicans.

Our organizational purpose is to build a better world through financial inclusion, and we see the role **Credit & Risk Manager **as being critical in shaping and persevering our organizational culture that is centred around our purpose.

At IPF Digital we are committed to promoting strategies that help us maintain a balance between our personal and work lives, where each of our employees feels motivated and is reflected in business results.

You'll join a highly engaged team ready to help you make your adaptation very easy and simple, and together achieve goals.

**The role**

Your primary area of focus is to ensure that there is profitable growth of the customer base in line with the business plan, through owning the creation and on-going development of the end-to-end credit strategy and credit models for the digital business in Mexico, alongside, identifying and managing risk across the business. This risk comes in different forms, ensuring effective credit performance that can evolve and adapt with our needs, monitoring and evaluating credit and arrears management strategies to manage credit loss, systems, and approaches to manage digital fraud, governance and reporting and the effective use of systems and partners for all elements of risk management. Although located in an operating market, you will work as part of the IPF Digital hub credit team but will have responsibility and focus just for the Mexican market.

**The responsibilities**
- You will take a test and learn approach towards the creation and governance of credit processes and activities, being quick to tighten, relax or challenge credit, arrears management and fraud controls where they are not in support of the business strategy.
- You will be responsible for the rules, models, decisions, and automated systems across the credit risk lifecycle.
- You will maintain and ensure effective reporting on the credit systems in place, being open to challenge and feedback.
- You will love to get stuck into the detail, noticing key trends and patterns across the risk landscape and quickly acting upon them, getting a real buzz from recommending and implementing new strategies and approaches to further support customer growth.
- Care about the business; monitoring and reviewing processes and policies to protect the organization from fraud and risk and to identify ways to further drive growth and reduce wastage.
- Constantly evaluate profitability of a product / channel and propose actions to address any challenges or utilize opportunities.
- Work directly with collection team to minimize cost of credit.
- You will love to build great relationships with key partners, working with stakeholders from within the business and external to ensure you can acquire the right tools and processes to deliver the business plan.
- Put customer experience and innovation at the heart of our business processes - have this in mind when approaching all risk management activity.
- You will know when to lead and when to do, balancing the strategic with the tactical in an effortless way.
- From the offset, maintain and demand high levels of customer service from yourself, your suppliers, outsource partners and in the models and systems that are used.
- Care about what we spend - treat this business like it is your own.
- Look for economies of scale and opportunities to reduce waste, whilst not impacting the customer experience.

**So, what skills, knowledge, and experience do you have?**

**Skills**
- Fluent in verbal and written business English (essential)
- High level ability to interpret complex performance data; identify and deliver priority actions; evaluate the impact and risks of change.
- Spot issues and opportunities and acts upon them quickly
- Able to effectively influence and challenge others.
- Creativity and an aptitude for problem solving.
- Flexible - happy to roll your sleeves up when needed.

**Knowledge & Experience**
- Breadth of knowledge across the Credit arena, preferably from online lender.
- Good understanding of statutory, legal and regulatory requirements.
- Thorough knowledge of analytics, credit scoring, credit systems and processes.
- Good knowledge of collections systems and processes (desirable).
- Strong understanding in consumer credit.
- E-commerce credit experience is desirable.
- Fraud management (ideally within a digital environment)
- Knowledge and practical experience of the tools available to support the management of credit risk.
- Built online credit risk policies and credit risk rules, including assessment of credit scorecards for the on-line lending.
- Experience of successfully implementing credit risk systems
- Experience of identifying and building st

  • Treasury Risk Senior Manager

    hace 6 meses

    Iztapalapa, México HSBC A tiempo completo

    -Job description Role Purpose: Global Risk is a thriving and expert risk management function supporting HSBC globally with all aspects of risk management. The team actively manages a varied and dynamic range of risk types, including security, fraud, information security, contingency, geopolitical, operational, credit, treasury, pension, insurance, financial...

  • Wealth & Personal Banking Risk Manager

    hace 7 meses

    Iztapalapa, México HSBC A tiempo completo

    -Job description **Role Purpose** - Directly influencing the operational effectiveness of the functional/functional unit - Coordinating and managing projects. Typically, working on large, moderately complex projects/assignments - Management responsibility for a team, including people from Scrum, objective setting and performance - Supporting decisions...

  • Lam Risk/compliance Transformation Manager

    hace 6 meses

    Iztapalapa, México HSBC A tiempo completo

    -Job description **Role Purpose**: Risk and Compliance Transformation Project managers plan, mobilize and direct projects of medium to high complexity and scale from definition to closure. They are typically responsible for the end to end delivery of a single project or work stream of a larger project, proactively balancing scope, schedule, budget, risks,...

  • Risk Modelling Analyst

    hace 8 meses

    Iztapalapa, México HSBC A tiempo completo

    -Job description HSBC is committed to building a culture where all employees are valued, respected and where their opinions count. We want to build a culture where our employees are comfortable in bringing their whole self to work, regardless of gender, age, sexuality, ethnicity, disability, religious belief, background, and any other aspect of personal...

  • Collection Manager

    hace 7 meses

    Iztapalapa, México Goodyear A tiempo completo

    Location: MX - Central Office - Santa Fe Goodyear Talent Acquisition Representative: SONIA NIETO Sponsorship Available: No Relocation Assistance Available: No LI-SN1 **Collection Manager** **Santa Fe, Ciudad de Mexico** **Primary Purpose of the Position**: **Principle Duties and Responsibilities**: - Management of the Mexico Collection local team....

  • Ejecutivo de Ventas Sr

    hace 6 meses

    Iztapalapa, México ADMINISTRATIVE MANAGER A tiempo completo

    **Conocimientos**: - Estrategias comerciales,Prospección y captación de clientes,Atención de pedidos,Labor de cobranza,Propiedades y usos de resinas poliméricas,Procesos de producción de platicos,Logística y entrega de materiales,Atención y servicio a clientesManejo de oficce,Deseable manejo de algún ERP (Epicor, Oracle, SAP o similar).Norma ISO...

  • Risk Manager, Ww Sustainability

    hace 7 meses

    Iztapalapa, México Servicios Comerciales Amazon Mexico S. de R.L. de C.V. A tiempo completo

    Join us at the cutting edge of Amazon's sustainability initiatives to work on environmental and social advancements to support Amazon's long term worldwide sustainability strategy. At Amazon, we're working to be the most customer-centric company on earth. To get there, we need exceptionally talented, bright, and driven people. The Worldwide Sustainability...

  • Business Manager

    hace 7 meses

    Iztapalapa, México TRASINMEX S.A. DE C.V. A tiempo completo

    **Vacante para la empresa TRASINMEX S.A. DE C.V. en Oriente -Iztapalapa, Ciudad de México**: IPORTANTE AGENCIA AUTOMOTRIZ MARCA NISSAN BUSCA TU TALENTO COMO: "BUSINESS MANAGER" FUNCIONES DEL PUESTO Alinear sus funciones de Business Manager al estándar y proceso operativo de ventas Nissan Sales and Service Way (NSSW). Garantizar que los contactos...

  • Whs Site Manager

    hace 7 meses

    Iztapalapa, México Servicios Comerciales Amazon Mexico S. de R.L. de C.V. - D44 A tiempo completo

    3+ years of increasing responsibilities in WHS or environmental programs in manufacturing, production, or service operations experience - Bachelor's degree, or 2+ years of Amazon (blue badge/FTE) experience Amazon Logistics Mexico is seeking a full-time Workplace Health & Safety (WHS) Manager to serve as a designated safety representative for Logistics,...

  • Manager, Financial Compliance

    hace 6 meses

    Iztapalapa, México Warner Bros. Discovery A tiempo completo

    **_Welcome to Warner Bros. Discoverythe stuff dreams are made of._** **Who We Are ** When we say, “the stuff dreams are made of,” we’re not just referring to the world of wizards, dragons and superheroes, or even to the wonders of Planet Earth. Behind WBD’s vast portfolio of iconic content and beloved brands, are the _storytellers_ bringing our...

  • Audit Manager

    hace 6 meses

    Iztapalapa, México Medtronic A tiempo completo

    **Careers that Change Lives **We are recruiting an Audit Manager to lead the LATAM & Canada region and join the Corporate Audit management team, reporting to the International Audit Director. In this role you will lead the regional team and drive the audit plan development activities as well as oversee the execution of the department projects in the region...

  • Project Manager Junior

    hace 7 meses

    Iztapalapa, México Colektia A tiempo completo

    **Funciones y Responsabilidades del cargo** - Realizar una revisión diaria del dashboard de gestión para monitorear el rendimiento y las tendencias. - Levantar alertas diariamente en base a los datos recolectados y análisis realizados. - Preparar reportes detallados, enfocados en el desempeño de los clientes y otras métricas clave. - Contribuir al...

  • National Account Sales Manager

    hace 6 meses

    Iztapalapa, México Milacron A tiempo completo

    Job Title: GLOBAL SALES MANAGER **Requirements**: - Education: Engineering Degree - Experience: Minimum 10 years of experience in the baking industry - (5) years of experience in capital equipment sales managing large, key accounts - Availability: Full-Time & Travel - English: Advanced (Business). - Gender: Indistinct. Technical Competencies: - Baking...

  • Project Manager CRM

    hace 6 meses

    Iztapalapa, México INnovación en Capital Humano A tiempo completo

    **Vacante para la empresa INnovación en Capital Humano en Reforma -Cuauhtémoc, Ciudad de México**: Intercam Grupo Financiero, somos un Banco 100% mexicano con más de 26 años de trayectoria, especializado en atender necesidades de crédito corporativo, tesorería, seguros, inversiones y negocio cambiario. Nuestra filosofía es el “Humanismo...

  • Finance Manager, Mexico City

    hace 6 meses

    Iztapalapa, México Lululemon A tiempo completo

    who we are lululemon is an innovative performance apparel company for yoga, running, training, and other athletic pursuits. Setting the bar in technical fabrics and functional design, we create transformational products and experiences that support people in moving, growing, connecting, and being well. We owe our success to our innovative product, emphasis...

  • Asesor Banca de Empresas

    hace 6 meses

    Iztapalapa, México HSBC A tiempo completo

    -Job description International Subsidiary Banking (“ISB”) provides banking coverage to the subsidiaries of Multinationals Clients within the Global Corporate segment. The ISB strategy is to provide consistent, in-depth and dedicated coverage across the HSBC network with the end goal to deepen our relationship with our clients. The ISB business is a...

  • Strategy & Operations Manager (Fincrime)

    hace 6 meses

    Iztapalapa, México Revolut A tiempo completo

    Office: Mexico City- Remote: MexicoAbout Revolut People deserve more from their money. More visibility, more control, more freedom. And since 2015, Revolut has been on a mission to deliver just that. With an arsenal of awesome products that span spending, saving, travel, transfers, investing, exchanging and more, we've helped 40+ million customers get more...

  • Collections Rep

    hace 6 meses

    Iztapalapa, México Epson America, Inc A tiempo completo

    **Responsible for**: - Ensure the prompt recovery of the Accounts Receivables from the customers of the subsidiaries in charge. Reports to: - Credit and Collection Supervisor or Treasury, Financial Planning and Credit and Collections Manager **Minimum Experience Requirements**: - B - Requires some specialist or admin experience (2- 5...

  • Account Manager

    hace 6 meses

    Iztapalapa, México SoftwareOne A tiempo completo

    Job Function: Sales Por qué SoftwareOne?: El éxito en SoftwareOne no se define por lo que haces, sino por lo que entregas a nuestros clientes, al negocio y a los colaboradores que te rodean. Los colaboradores de SoftwareOne están llenos de energía, son ágiles y están enfocados en proporcionar Satisfacción al Cliente y resultados de clase mundial....

  • Business Process Senior Auditor

    hace 7 meses

    Iztapalapa, México Blend A tiempo completo

    Blend is a diverse team of problem solvers who believe that the world's financial resources should be more accessible. Our cloud banking platform is used by Wells Fargo, U.S. Bank, and over 330 other financial services firms to acquire more customers, increase productivity, and deliver end-to-end digital experiences. Our software enables our customers to...