Fleet Analyst Junior
hace 2 semanas
The position will be responsible for researching company and individual names for credit file preparation, performing financial statement spreading to determine creditworthiness. Additionally, this role involves conducting lease audit preparation work, reviewing restructure requests, and performing payment research
Credit File Preparation: Ensure business segment and transaction details entered correctly. Research and gather relevant information on companies and individuals to prepare comprehensive credit files. Verify and ensure all documentation required is on file.
Financial Analysis: Perform financial statement spreading to assess the creditworthiness of customers, including borrower aggregation if necessary. Clear any red flags and/or SDN/OFAC hits on applications.
Collaborate with market and/or sales teams to ensure accurate and timely information exchange related to credit applications and approvals.
Prepare and conduct annual monitoring of facilities and run off that exceeds exposure of 1MM EUR. Send to market for review and final approval LOA.
Used vehicle valuations – Carry out used truck appraisals using external or internal resources/sites to calculate advance and verify within approved guidelines.
Remain compliant to Corporate and Local credit policies and procedures.
Skills:
Highly proficiency in the English language
Strong analytical skills with the ability to interpret financial data.
Excellent communication and interpersonal skills.
Detail-oriented with a high degree of accuracy in work.
Proficiency in Microsoft Office Suite, particularly Excel.
Ability to work independently and as part of a team.
Previous experience in credit analysis or a related field is preferred but not required.
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